[Remote] Senior Software Engineer — Payments (Remote LATAM)

Note: The job is a remote job and is open to candidates in USA. Playbypoint is a rapidly expanding startup at the forefront of the racquet sports industry, specializing in innovative enterprise software solutions. They are seeking a Senior Engineer to join their Payments team to own the infrastructure that moves money across their platform, collaborating closely with Product, Finance, and Club Operations to ensure systems are safe, scalable, and built to last.ResponsibilitiesArchitect and build core payments infrastructure across online, in-person, and recurring billing flowsOwn the reliability of money movement: idempotency, webhook processing, failure recovery, and reconciliationDrive PCI DSS scope hygiene and keep our financial systems auditable and observableCollaborate with cross-functional stakeholders to ship features clubs depend on — split payments, deposits, multi-currency, marketplace payouts to coaches and prosSet the engineering bar for payments-critical code and mentor engineers across the teamSkills8+ years building backend systems in production environments with real operational responsibility and significant focus on payments or financial systemsHands-on production experience with Adyen. Familiarity with Checkout, Terminal API, tokenization, webhooks, or Adyen for Platforms is a strong signal3+ years of demonstrable Ruby on Rails experience in production environmentsThink in failure modes: what happens when a payment succeeds but the webhook never arrives?Bring money-safe instincts — idempotency, exactly-once semantics, currency precision, ledger thinkingProven ability to operate high-availability services: monitoring, alerting, incident response, and postmortemsComfortable working in a high-velocity environment while maintaining a correctness-first mindsetCommunicate clearly and default to async. Strong written and spoken English is a must — we work closely with US-based stakeholders and partnersActively using AI tools throughout the development lifecycle — design, coding, code review, testing, debugging, and incident analysisHaving built AI-powered tooling or agents — whether internal automation, LLM-integrated features, or workflow improvements that shipped to productionKnowing when AI adds real value and when it doesn't — judgment matters more than enthusiasmExperience with other PSPs such as Stripe, Xendit, or RazorPayFamiliarity with eWallet integrations or cryptocurrency payment railsBackground in vertical SaaS, marketplaces, hospitality, or fintechCard-present POS experience (in-store reconciliation, terminal fleet management)Company OverviewPlaybypoint is a technology company that focuses on innovating in the sports of padel, pickleball, and tennis. It was founded in 2016, and is headquartered in Miami, Florida, USA, with a workforce of 11-50 employees. Its website is https://playbypoint.com/.