[Remote] Senior Manager, Financial Intelligence Unit

Note: The job is a remote job and is open to candidates in USA. Circle is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets and payment applications. As a Senior Manager within Circle’s Financial Intelligence Unit, you will lead financial crime investigations and intelligence efforts, ensuring compliance with US regulations while collaborating with various stakeholders.ResponsibilitiesDesign and implement US-focused financial crime compliance frameworks and investigative standards, aligning BSA/AML, OFAC sanctions, FinCEN reporting expectations, and other applicable US regulatory requirements with Circle’s global standardsLead comprehensive financial crime risk assessments to identify US market vulnerabilities and global exposure, ensuring Circle’s risk appetite and controls are calibrated to domestic regulatory expectations and cross-border activityAct cross-functionally within Financial Crime Compliance, providing expert support across broader compliance domains including Sanctions, KYC, and Transaction MonitoringOversee and perform complex investigations into potential financial crimes and suspicious activity, leveraging deep US market knowledge to interpret domestic and cross-border transaction patterns and behaviorsReview and analyze sophisticated transaction data using blockchain analytics tooling, identifying illicit activity typologies relevant to US and global virtual asset marketsServe as a primary point of contact for US regulators, law enforcement, and industry bodies, while coordinating with global counterparts on cross-border mattersStrengthen the Second Line of Defense (2LoD) by developing oversight processes, escalation protocols, and high-impact training programs for US-based and global analystsCollaborate with global product and engineering teams to enhance automated monitoring tools and rulesets based on US risk signals, global typologies, and cross-border exposureSkills10+ years of experience conducting complex financial crime investigations, ideally 2+ years within fintech or native virtual asset environmentsProven experience navigating the US financial crime regulatory environment and a nuanced understanding of the US financial ecosystem, including fintech, payments, and virtual assetsA background that spans beyond investigations into broader compliance areas including Transaction Monitoring, KYC framework design, and regulatory advisoryProficiency in blockchain forensic tools, including TRM Labs and Elliptic and the ability to translate complex data into actionable compliance strategiesThe ability to engage credibly with internal stakeholders, regulators, law enforcement, and industry partners as a subject matter expert on US financial crime risks with global implicationsStrong knowledge of US BSA/AML and sanctions requirements, including SAR reporting, OFAC expectations, FinCEN guidance, and regulatory expectations for fintech and virtual asset activityStrong knowledge of US and global virtual asset typologies and illicit-finance risks, including cross-border stablecoin and blockchain activityHands-on experience using blockchain analytics and transaction monitoring systems to identify suspicious activityDemonstrated ability to write and review high-quality investigative reports and regulatory filings, including SARsExcellent analytical and communication skills with the ability to distill complex data into clear, actionable insightsCAMS, ICA, or equivalent financial crime certificationTRM Advanced Crypto Investigations (“TRM-ACI”), Elliptic Specialist Investigator Certification, or equivalent blockchain analytics certificationsExperience liaising with US regulators and law enforcement agencies on BSA/AML, sanctions, and financial crime mattersSubject matter expertise with virtual asset service providers and evolving global typologies within the crypto ecosystemCompany OverviewCircle helps businesses and developers utilize stablecoins for payments and online commerce. It was founded in 2013, and is headquartered in New York, New York, USA, with a workforce of 1001-5000 employees. Its website is https://www.circle.com.