[Remote] Senior Data Scientist, Risk

Note: The job is a remote job and is open to candidates in USA. Found is a company focused on providing tools for the self-employed workforce, aiming to automate financial management tasks. As a Risk Data Scientist, you will analyze financial data and user behavior to identify risks, develop automated risk controls, and contribute to strategic planning within a fast-paced fintech environment.ResponsibilitiesConduct in-depth analysis of financial data, transaction patterns, and user behavior to identify and assess potential credit, fraud, and compliance risksPartner with product, engineering and data science teams to design, build, and deploy automated risk controls and decisioning systems that balance user experience with platform safetyProvide valuable insights and recommendations to leadership on risk trends, policy improvements, and long-term risk strategy to support Found's growth and expansionProactively identify areas for improvement in existing risk management processes and workflows, and drive initiatives to increase efficiency and scalabilitySkills5+ years in Analytics or Data ScienceA strong analytical mindset and are comfortable working with large datasets to derive actionable insightsExperience with SQL, Python, and other analytical softwareStrong communication skills, the ability to clearly and concisely articulate complex risk issues and recommendations to both technical and non-technical audiencesExperience effectively influencing and partnering with cross-functional teams to achieve shared goalsPrevious experience working at a fintechPrevious startup experiencePrior experience in risk with a fintech or financial services risk roleBenefits401K, FSA, and Commuter Benefits: We offer all employees access to tax-efficient benefit options alongside competitive base compensation.Paid parental leave: Found supports employees through all stages of life, which is why new parents employed by Found qualify for 16 weeks of flexible parental leave.Health benefits: Comprehensive medical, dental, and vision benefits and are always 100% covered for employees, 90% covered for dependents.Work anywhere: We have Found offices in SF and NYC. For team members who work outside those cities, Found also supports fully remote working.Meaningful equity: Everyone on our team should feel and act like an owner, which is why Found offers industry-competitive equity to all of our employees.Generous vacation policy: Vacations, appointments, mental health days- take the time you need.Company OverviewFound is a fintech company that provides business banking services for self-employed people. It was founded in 2019, and is headquartered in San Francisco, California, USA, with a workforce of 51-200 employees. Its website is https://found.com.Company H1B SponsorshipFound has a track record of offering H1B sponsorships, with 1 in 2025, 5 in 2024, 2 in 2023, 4 in 2022, 1 in 2021. Please note that this does not guarantee sponsorship for this specific role.