[Remote] Secured Credit Securities Monitoring Officer - Secured Credit Administration

Note: The job is a remote job and is open to candidates in USA. WesBanco is a financial institution seeking a Secured Credit Securities Monitoring Officer to monitor and report on loans secured with marketable securities. The role involves evaluating collateral, advising management on risk exposure, and ensuring compliance with credit policies.ResponsibilitiesEvaluates marketable securities pledged as loan collateral to assess adequacy, risk exposure, and compliance with credit policyAnalyzes fluctuations in collateral value and determines appropriate actions to mitigate risk, including recommending margin calls, additional collateral, or other protective measuresExercises discretion in identifying emerging risks and proactively escalates or addresses issues impacting the bank’s secured lending portfolioProvides consultative guidance to bankers and credit partners regarding collateral sufficiency, risk trends, and policy applicationInterprets and applies credit policies to complex or non-routine situations, recommending appropriate resolutionsAdvises management on exceptions, risk exposure, and process improvements related to secured credit operationsDetermines and communicates required collateral adjustments and ensures alignment with lending standards and regulatory expectationsCoordinates with Loan Operations and business partners to implement risk mitigation actions, exercising judgment in prioritization and resolution of issuesIdentifies process gaps and recommends enhancements to improve efficiency, accuracy, and risk controls within collateral monitoring workflowsMonitors adherence to internal credit policies and regulatory requirements, ensuring collateral practices meet audit and compliance standardsLeads or significantly contributes to audit and examination preparation, including validating documentation, resolving findings, and recommending corrective actionsMaintains accountability for data integrity and reporting accuracy related to collateral positionsServes as a key liaison and subject matter resource for secured credit collateral practices across business unitsCommunicates risk insights and recommendations to senior management and stakeholders, influencing decision-makingHandles complex or escalated issues independently, determining appropriate resolution pathsOversees and ensures accuracy of collateral data within LOS and external systems, resolving discrepancies through independent analysisDevelops expertise in systems and vendor platforms to optimize usage and recommend improvementsReads and understands WesBanco Credit PoliciesOther duties as assignedSkillsAssociates degree and/or a minimum of 5 years' related experience in Commercial Lending OperationsAbility to read, understand and interpret federal regulations and WesBanco's credit policyAbility to read, understand and interpret loan approvals and documentationAbility to interact effectively and confidently across all levels of the organization, including senior management, other departments, and vendorsProfessional demeanor in appearance, interpersonal relations, work ethic and attitudePossess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to management, bank employees, and bank customers in a collaborative and solution-oriented mannerAbility to multi-taskAbility to meet and enforce deadlines and internal service level agreementsAbility to work collaboratively in a team environmentStrong organizational and problem-solving skillsAbility to be trained in new areas to serve as back-up for flood determination processing, FDICIA review and Floor Plan Vendor document uploadsMust be able to manage and safeguard confidential informationProficient with Microsoft Office including ExcelProficient in Capital Stream and IBSExperience With Report Generation And Creation In BICExperience with Archer, SharePoint, Quiktrak, CoreLogic, Collateral360 or other vendor platformsBenefits22 days of PTO (Paid Time Off)5 days of STD (Short Term Disability)11 annual paid holidays and 1 float holidayMedical, dental, and visionHealth Care Flexible SpendingDependent Care Flexible SpendingTransportation Fringe Benefit PlanGroup LifeLong Term DisabilityOptional LifeAccess to voluntary benefit products such as Cancer, Term & Universal Life, Accident, Short-Term Disability and Critical Illness policiesOther ancillary benefit products401(k) with employee matchCompany OverviewWith over 150 years as a community-focused, regional financial services partner, WesBanco Inc. It was founded in 1870, and is headquartered in Wheeling, West Virginia, USA, with a workforce of 1001-5000 employees. Its website is http://wesbanco.com.