[Remote] Risk Operations Analyst, Financial Crimes Programs

Note: The job is a remote job and is open to candidates in USA. Stripe is a financial infrastructure platform for businesses that aims to increase the GDP of the internet. As a Risk Operations Analyst, you will ensure that policies and workflows align with financial partners' needs while identifying and assessing regulatory and partner risks to maintain compliance and mitigate financial crimes.ResponsibilitiesDemonstrate sound judgment and an ability to navigate non-binary, high-risk decisionsAdhere closely to process while still constantly questioning assumptions, suggesting improvements, and balancing user experience with compliance requirementsEffectively and clearly communicate with other Stripes, Stripe's users, and Stripe's financial partnersIdentify and assess financial crime risks, conduct reviews using data analysis, and monitor for suspicious activity and trendsFacilitate the re-design of business processes including clarifying, identifying issues, and facilitating changes to attain the highest levels of efficiency, control, and complianceHelp build and scale processes across the financial crimes operations eco-systemIdentify gaps in current systems, policies and strategies, and recommend enhancements and process improvements to mitigate emerging risks through a collaborative approach with stakeholdersSkills5+ years of experience in risk management, compliance, or financial operationsUnderstanding of FinCrime red flags, its typologies, and how they can be identifiedExperience in developing/implementing process improvementsAnalytical and demonstrates reasoned logic to decision making and judgements, considers external/internal factors and is able to recommend solutions in complex situationsEffective communication skills with the ability to produce clear, precise and concise written and presentation materialsAbility to analyze feedback patterns and use these insights to drive process and product improvementsPolicy Development & Regulatory Knowledge: Proven track record developing compliance policies and procedures for payment processing environmentsRisk Assessment: Experience conducting merchant risk assessments, transaction monitoring, and implementing risk-based compliance controlsOperational Management & Scaled Operations: Experience driving operational outcomes and managing large-scale operations through vendor partnerships, third-party integrations, and automated solutions to achieve efficiency and scalability in compliance processesData analysis tools such as SQLExperience in transaction monitoring or financial investigations, Sanctions, AML/EDD/KYC/KYBKnowledge of payment processing systems and associated risksCompany OverviewStripe is a financial technology company that provides online payment processing and payment infrastructure for businesses. It was founded in 2010, and is headquartered in South San Francisco, California, USA, with a workforce of 5001-10000 employees. Its website is https://stripe.com.Company H1B SponsorshipStripe has a track record of offering H1B sponsorships, with 40 in 2026, 272 in 2025, 283 in 2024, 141 in 2023, 379 in 2022, 276 in 2021, 111 in 2020. Please note that this does not guarantee sponsorship for this specific role.