[Remote] Reinsurance Underwriter Consultant

Note: The job is a remote job and is open to candidates in USA. COUNTRY Financial is dedicated to enriching lives in the communities it serves. The Reinsurance Underwriter Consultant evaluates and prices reinsurance business, develops relationships with brokers and clients, and contributes to risk management decisions through innovative methods and technical pricing.ResponsibilitiesEvaluates cedent submissions, exposure data, modeling results, and historical losses to assess risk quality and determine appropriate terms, conditions, and coverage structuresDevelops, sustains, and enhances relationships with brokers and clients, gaining a thorough understanding of client portfolios, and advising on risk acceptability and treaty termsDevelops technical pricing using actuarial methods and catastrophe models; assesses accumulation impacts; and contributes to portfolio balance, profitability targets, and cycle management strategiesStructures treaty and/or facultative reinsurance solutions and leads negotiations with brokers and cedents to achieve mutually beneficial terms while adhering to underwriting guidelinesConducts qualitative and quantitative reviews of cedent underwriting practices, financial strength, and data quality; ensures files meet documentation, regulatory, and internal governance standardsPartners cross‑functionally with various internal stakeholders to validate assumptions, refine pricing, clarify contract wording, and support deal executionMonitors market trends, coverage developments, and underwriting results to inform pricing, guidelines, and portfolio strategy; contributes to process improvements and tool enhancementsMaintains accurate pipeline, referral, and bound records; produces underwriting summaries and performance reports; and supports internal audits, regulatory requests, and compliance reviewsSkillsTypically requires 7+ years of relevant experience or a combination of related experience, education and trainingUp to 20% travel required in this positionContinuing education in insurance certification programs (CPCU, ARe) preferredBenefitsIn addition to base salary, this position is eligible for a Short-Term Incentive plan.Insurance benefits (medical, dental, vision, disability, and life)401(k) with company matchCompany OverviewCOUNTRY Financial® provides insurance and financial services for over a million households and businesses across 19 states. It was founded in 1925, and is headquartered in Bloomington, IL, US, with a workforce of 5001-10000 employees. Its website is https://www.countryfinancial.com.Company H1B SponsorshipCOUNTRY Financial® has a track record of offering H1B sponsorships, with 8 in 2026, 31 in 2025, 26 in 2024, 26 in 2023, 26 in 2022, 15 in 2021, 10 in 2020. Please note that this does not guarantee sponsorship for this specific role.