[Remote] Quantitative Analytics Lead

Note: The job is a remote job and is open to candidates in USA. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. They are seeking a Quantitative Analytics Lead to join their Model Risk Management team, where the main responsibilities include performing independent challenges of machine learning models, identifying model weaknesses, and collaborating cross-functionally to maintain the company's model risk management framework.ResponsibilitiesPerform independent challenges of machine learning models used for credit underwriting, credit risk, and/or fraud detection through thorough validation and ongoing monitoringIdentify model weaknesses and opportunities for improvementCollaborate with model owners to remediate model validation findingsPartner cross-functionally to implement and maintain the company’s MRM frameworkPartner with Internal Audit, Internal Controls, and Compliance to ensure timely resolution of audit and regulatory requestsSkills4-6 years of professional experience in related technical areas such as model development, model validation, data scienceDeep and broad knowledge and experience in machine learning modeling, credit underwriting, credit risk management, and/or fraud detection and fraud risk managementProven ability to work with script languages(e.g., Python) and large-scale dataset (e.g., SQL)Extensive experience with machine learning platforms and frameworks (e.g., scikit-learn, pyspark) and cloud-based coding environments and databasesBS, MS, or PhD in a quantitative field such as Math, Data Science, Computer ScienceOriented toward detail, curious about data/models/algorithms, skilled at critical thinking and problem solvingExtraordinary interpersonal and verbal/written communication skillsBenefitsEquity rewardsMonthly stipends for health, wellness and tech spendingBenefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependentsFlexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expensesTime off - competitive vacation and holiday schedules allowing you to take time off to rest and rechargeESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discountCompany OverviewAffirm is a financial technology services company that offers installment loans to consumers at the point of sale. It was founded in 2012, and is headquartered in San Francisco, California, USA, with a workforce of 1001-5000 employees. Its website is https://www.affirm.com.Company H1B SponsorshipAffirm has a track record of offering H1B sponsorships, with 11 in 2026, 104 in 2025, 96 in 2024, 133 in 2023, 179 in 2022, 132 in 2021, 57 in 2020. Please note that this does not guarantee sponsorship for this specific role.