[Remote] Product Manager - Optum Financial - Remote

Note: The job is a remote job and is open to candidates in USA. Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The Product Manager is responsible for managing externally facing lending products, owning the end-to-end product lifecycle, and driving product performance while collaborating with cross-functional teams.ResponsibilitiesOwn full product lifecycle for lending products including strategy, design, development, launch, and optimizationDefine product strategy, roadmap, and value proposition aligned to customer, market, regulatory, and business needsDrive product performance including revenue, growth, profitability, and risk targetsOwn or influence product P&L including pricing, margins, and forecasting in partnership with FinanceTranslate business strategy into prioritized requirements and delivery plans with technology and operationsPartner with cross-functional teams including risk, compliance, legal, finance, and distributionEngage with external partners and customers to inform product directionLeverage market research, customer insights, and competitive analysis to identify opportunitiesSolve moderately complex problems and conduct analysis to guide decision-makingAct as a subject matter resource and provide guidance to team membersSkills3+ years of experience in product management or related roles supporting revenue-generating products3+ years of experience with lending, credit, financial services, regulated product environments and/or healthcare products3+ years of experience managing products across the full lifecycle3+ years independently solving moderately complex problems using data-driven decision making3+ years of solid cross-functional collaboration and communication skillsExperience with product-level P&L ownership and financial performance managementExperience with digital lending platforms and third-party integrationsExperience leveraging AI in job related dutiesExperience mentoring or serving as a subject matter resourceFamiliarity with Agile or iterative development practicesAll employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter PolicyBenefitsA comprehensive benefits packageIncentive and recognition programsEquity stock purchase401k contribution (all benefits are subject to eligibility requirements)Flexibility to work remotely rom anywhere within the U.S.All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter PolicyCompany OverviewOptum provides primary care and optical care services. It was founded in 1985, and is headquartered in Albuquerque, New Mexico, USA, with a workforce of 10001+ employees. Its website is https://nm.optum.com.Company H1B SponsorshipOptum has a track record of offering H1B sponsorships, with 73 in 2026, 648 in 2025, 559 in 2024, 620 in 2023, 851 in 2022, 593 in 2021, 438 in 2020. Please note that this does not guarantee sponsorship for this specific role.