[Remote] Product Designer, Unsecured Lending

Note: The job is a remote job and is open to candidates in USA. Upstart is a leading AI lending marketplace focused on reducing the cost and complexity of borrowing for Americans. The Product Designer for Unsecured Lending will design end-to-end user experiences for borrower-facing flows, translating product requirements into high-quality designs that impact millions of borrower interactions.ResponsibilitiesDesign end-to-end user experiences across borrower-facing flowsTranslate product requirements into wireframes, interactive prototypes, and high-fidelity visual designsCollaborate with product managers and engineers to align on scope, constraints, and implementation detailsDeliver production-ready designs and ensure design intent is preserved through development handoffIncorporate user feedback, data insights, and stakeholder input to iterate on designsPartner with adjacent teams (e.g., Growth) to ensure seamless experiences across the borrower journeySkills3+ years of product design experience, owning small-to-medium projects end-to-endEnd-to-end design: problem/goal definition, rapid user testing and user research, wireframing and strong iterative instincts, interaction and visual design including strong typography skills, running an articulate and repeatable user-centered design processProficiency in Figma, strong fluency in GenAI toolsGives, receives, and incorporates feedback at each stageGets stakeholder buy-in; delivers smooth design handoffs where resolution matches design intentUnderstands business context at a high level and how design impacts itFluency in working within design systemsExperience with complex multi-step flows with branching outcomes and plentiful edge cases (applications, forms, comparison tools)Strong familiarity with contributing to or advancing design systemsExperience in Fintech, lending, insurance, or other heavily regulated consumer productsExperience working in a triad model (PM/Eng/Design)BenefitsTarget bonusesEquity compensationGenerous benefits packages (including medical, dental, vision, and 401k)Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterlyRetirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.Health Savings Account contributions from Upstart for eligible plans (US only)Income protection benefits, including life insurance and disability coverage for added financial securityPaid time off, sick leave, and company holidays, in line with local requirementsPaid family and parental leave to support caregiving and major life moments (duration varies by country)Family-centered benefits to support fertility, parenthood, and caregiving needsEmployee Assistance Program (EAP) offering mental health support and life-centered resourcesFinancial wellness resources, including access to financial planning tools and a financial concierge service (US Only)Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to youAnnual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work fromConnection and community through team events, all-company updates, and employee resource groups (ERGs)Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)Company OverviewUpstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. It was founded in 2012, and is headquartered in San Mateo, California, USA, with a workforce of 1001-5000 employees. Its website is https://upstart.com/about.