[Remote] Principle Product Manager

Note: The job is a remote job and is open to candidates in USA. Kinective is a company that empowers banks and credit unions to shape the future of banking through their innovative platform. The Principal Product Manager will serve as a vital link between financial institutions and product teams, ensuring that product decisions are informed by real-world insights from clients. This role involves client engagement, cross-product platform strategy, AI solution validation, and aligning go-to-market efforts with stakeholder needs.ResponsibilitiesAct as primary source of ground-truth FI insight — ensuring what we build is grounded in how financial institutions actually operatePlay a major, ongoing role in Kinective’s client advisory programs — including the Customer Advisory Board (CAB), executive committee sessions, and client working groups — in close partnership with the Director of Product Marketing who leads these programsValidate major solution initiatives against real FI feedback before launch, ensuring the roadmap reflects what community banks and credit unions actually needTranslate client conversations into clear, actionable insights the product team can act on — and flag gaps between what we’re building and what FIs will actually adoptBuild and maintain direct relationships with FI executives, operations leaders, and technology teams to give Kinective ongoing access to operational ground truthEquip the SVPs of Product Strategy and Product Marketing with the FI insight and context they need to make roadmap, positioning, and go-to-market decisionsContribute to Kinective’s cross-product platform strategy by bringing a client-grounded perspective to how our solutions connect and deliver value togetherContribute to the cross-product roadmap by surfacing integration friction, workflow gaps, and multi-product opportunities identified through direct FI engagementMap end-to-end FI workflows — from digital onboarding to core ledger posting to fraud decisioning — and identify where module handoffs break down for clientsServe as connective tissue between product teams, engineering, and professional services to help prioritize integration improvements that benefit the full platformPressure-test product and roadmap decisions against real FI operations: how institutions are staffed, how decisions get made, what regulatory compliance looks like in practiceEnsure our AI investments are grounded in how FIs can actually adopt and benefit from themPartner with Product Strategy leadership to validate Kinective’s AI-powered solution bundles against real FI workflows, constraints, and adoption readinessHelp FI clients articulate the value of AI-first banking in terms they can present to their own boards — and feed those conversations back as product insightIdentify where AI adoption pressure, data fragmentation, and lean FI teams create the highest-value opportunities for Kinective’s platform to differentiateSurface market intelligence on AI adoption trends, regulatory signals, and fintech disruption to inform the product roadmapBridge client reality and internal execution — helping product, marketing, and sales speak credibly to FI buyersPartner with Product Marketing to ensure value propositions and messaging are framed around outcomes that FI executives recognize and care aboutReview sales and marketing materials to ensure they reflect how FIs actually think about their problems — and flag when positioning misses the markServe as a subject matter resource for sales on complex FI deals, helping navigate procurement dynamics and stakeholder structuresAlign product, engineering, professional services, and GTM teams around client-validated priorities — without direct authority over any of themSkillsVP-level or equivalent experience at a community bank, credit union, or regional financial institutionBroad exposure across FI functions: operations, technology, lending, retail banking, fraud, or complianceHands-on experience managing core migrations, middleware implementations, or origination system overhaulsDeep familiarity with the challenges facing community FIs today: data fragmentation, AI adoption pressure, consolidation dynamics, fraud escalation, and doing more with leaner teamsExisting relationships within the community FI ecosystem — with peers, vendors, or industry associations5+ years in software product management, specifically managing complex platform ecosystems, integrations, or API-driven products in fintech or enterprise SaaSProven experience working across fragmented product lines to create platform coherenceDirect, hands-on experience working with community FI clientsUnderstanding of the difference between how FIs are sold to and how they actually make decisions internallySystems thinking: ability to see how a change in one module ripples across an entire FI's operationTechnical fluency: comfortable discussing APIs, data schemas, and integration architecture with engineersInfluence without authority: ability to navigate complex organizations to drive alignment across competing prioritiesCommunication clarity: ability to translate complex FI operations into crisp product directionComfort with ambiguity: ability to define what success looks like in a senior IC roleBenefits10% annual bonus potentialBonuses, commissions, or equityComprehensive health coverage (medical, dental, vision, prescriptions, life & disability)Flexible PTO, 11 company holidays, and generous parental and caregiver leaveAn immediately vested 401(k) with company contributionsWellness resources and professional development opportunitiesCompany OverviewKinective is a software platform that offers financial document generation, digital banking, and real-time analytics for the banking sector. It was founded in 2023, and is headquartered in Gilbert, Arizona, USA, with a workforce of 501-1000 employees. Its website is https://www.kinective.io.