[Remote] Principal Data Scientist - Data Asset Evaluation & Strategic Partnership

Note: The job is a remote job and is open to candidates in USA. Experian is a global data and technology company that empowers opportunities for people and businesses. They are seeking a Principal Data Scientist to evaluate new data assets, lead quantitative due diligence for M&A targets, and partner with various teams to assess the predictive power and regulatory viability of external datasets. Responsibilities • Evaluate traditional, alternative, transactional, and raw datasets for use in underwriting, portfolio management, collections, and fraud • Lead quantitative due diligence for M&A targets and data partnerships, assessing data quality, depth, coverage, stability, and scalability • Design and implement validation frameworks to measure predictive lift, segmentation value, and incremental performance versus incumbent data • Conduct benchmarking and champion/challenger analyses comparing external data assets with internal attributes, scores, and models • Engineer consumer, account, or business-level features from raw or event-level data, especially for early-stage data providers • Develop and test feature construction methods (recency, frequency, velocity, volatility, trend, and stability) to evaluate modeling potential • Assess data assets across the full credit lifecycle—acquisition, underwriting, account management, early warning, and loss mitigation • Translate analytical findings into investment theses, valuation inputs, and go/no-go recommendations for Product and Corporate Development • Evaluate regulatory and compliance considerations: explainability, permissible purpose, adverse action suitability, data provenance, and governance • Partner with Legal and Privacy teams to assess consent, permissible use, data rights, and regulatory risks • Build repeatable toolkits, scorecards, and dashboards to standardize how data assets are evaluated • Lead technical deep dives and data reviews with external data providers, fintechs, and potential acquisition targets • Present findings to senior partners through executive-ready materials that communicates risk, value, integration effort, and strategic fit • Support post‑acquisition or post‑partnership integration through guidance on feature pipelines, monitoring strategies, and performance tracking Skills • 5+ years of experience in data science, credit risk analytics, or advanced analytics within financial services, FinTech, or data-driven platforms • Hands-on experience transforming raw transactional, event-level, or unstructured data into model-ready features • Proficiency in Python (Pandas, NumPy, SciPy, scikit‑learn, SQLAlchemy) for feature engineering, validation, and analysis • Advanced SQL experience with large, multi-source datasets • Experience with credit risk metrics and model evaluation (AUC, KS, lift, PSI, stability, and back‑testing) • Experience designing incremental value tests, challenger analyses, and controlled experiments • Summarize complex analytical outcomes into clear, defensible business recommendations • Comfortable presenting in high‑visibility, decision-oriented environments • Experience collaborating across Product, Risk, Legal, Compliance, and Strategy teams • Experience supporting M&A due diligence, data acquisitions, or strategic partnership evaluations • Familiarity with fair lending expectations, model explainability, and regulatory compliance for new data usage • Experience evaluating early-stage fintechs or data-as-a-service providers with developing data products • Exposure to ML models used for underwriting, fraud, or early-warning systems • Experience building standardized evaluation frameworks or internal analytics guides • Understanding of data commercialization and productization considerations Benefits • DEI • Work/life balance • Development • Authenticity • Collaboration • Wellness • Reward & recognition • Volunteering Company Overview • Experian is a data analytics and consumer credit reporting company. It was founded in 1980, and is headquartered in Dublin, Dublin, IRL, with a workforce of 10001+ employees. Its website is Company H1B Sponsorship • Experian has a track record of offering H1B sponsorships, with 8 in 2025, 18 in 2024, 9 in 2023, 16 in 2022, 19 in 2021, 23 in 2020. Please note that this does not guarantee sponsorship for this specific role. Apply tot his job