[Remote] Lead Analyst, Product Compliance

Note: The job is a remote job and is open to candidates in USA. Circle is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets and payment applications. As a Lead Analyst in Product Compliance, you will ensure that products align with regulatory expectations and compliance frameworks, collaborating with various teams to manage risks and enhance compliance processes.ResponsibilitiesLead end-to-end risk assessments for Circle Payments Network, managed payments, and regulated digital asset payment flowsOversee comprehensive assessments for the Payments Pillar, including compliance tooling, transaction traceability, scalability, governance, and regulatory alignmentDrive cross-functional collaboration across the Payments program by partnering with Product, Legal, Policy, Security, Enterprise Risk, Treasury, and Engineering to ensure initiatives meet compliance and risk management standardsCoordinate inputs and readiness across teams for new market entries and enhancements to existing payment railsPartner with Payments Product teams to embed compliance into product development by identifying regulatory and operational requirements early and developing proactive solutionsDevelop data-driven and AI-enabled compliance processes to enhance risk assessment velocity and efficiencyMonitor market and regulatory developments in decentralized finance, programmable money, and global payments infrastructure, and evaluate their impact on Circle’s liquidity and settlement activitiesSkillsBachelor's degree in Finance, Business, and/or risk management7+ years of experience in compliance, risk management, or related functions within a fintech, crypto, or payments company, including at least 3 years of product compliance experienceComprehensive knowledge of U.S. and global payments and financial regulatory compliance requirements, including payment networks, money movement, settlement, stablecoins, and virtual asset-enabled productsExperience assessing compliance and operational risk in payment networks, managed payments products, or regulated payment platforms, including controls related to onboarding, transaction execution, settlement, exception handling, and ongoing monitoringDeep knowledge of virtual assets, blockchain/distributed ledger technology, and regulated digital asset payment models, including how stablecoins and network-based payment products operate in practiceAbility to work cross-functionally with Product, Engineering, Legal, Policy, and Risk teams to support compliant product design and executionFamiliarity with the compliance implications of bank partnerships, payment intermediaries, network participants, and cross-border transaction flowsExperience or familiarity with AI tools such as Codex and Claude to support compliance or risk workflowsKnowledge of decentralized finance, decentralized identity, and other emerging web3 technologiesCompany OverviewCircle helps businesses and developers utilize stablecoins for payments and online commerce. It was founded in 2013, and is headquartered in New York, New York, USA, with a workforce of 1001-5000 employees. Its website is https://www.circle.com.Company H1B SponsorshipCircle has a track record of offering H1B sponsorships, with 2 in 2026, 32 in 2025, 41 in 2024, 43 in 2023, 25 in 2022, 4 in 2021, 2 in 2020. Please note that this does not guarantee sponsorship for this specific role.