[Remote] FP&A Analyst

Note: The job is a remote job and is open to candidates in USA. Payabli is a next-generation Payments Infrastructure and Monetization Platform that empowers software companies to manage and move money through a single infrastructure stack. In the FP&A Analyst role, you will be responsible for financial planning and analysis, including building financial models, analyzing revenue streams, and supporting investor reporting.ResponsibilitiesBuild and maintain company-wide financial and accounting statements, including monthly forecasts, annual budgets, and long-range planningAnalyze revenue, gross margin, and contribution profit across products, customers, and partnersDevelop driver-based models to forecast key metrics such as GMV / TPV, take rate, revenue yield, and unit economicsSupport scenario planning and sensitivity analyses for new products, pricing strategies, and partnershipsAnalyze and forecast payments revenue streams, including interchange, network fees, processor costs, and revenue share agreementsBuild models around interchange-plus, buy-rate, and blended pricing structuresEvaluate merchant profitability, cohort performance, and partner economicsPartner with Operations and Product teams to improve visibility into transaction-level economics and margin driversSupport preparation of monthly and quarterly investor reporting packagesAssist in financial presentations, including KPIs, variance analyses, and strategic insightsContribute to fundraising materials, data rooms, and ad hoc investor requestsTranslate complex financial data into clear, compelling narratives for executive and investor audiencesPrepare monthly management reporting packages, including variance analysis vs. budget/forecastSupport quarterly and annual department level budgeting and forecastingPartner cross-functionally with Sales, Operations, and Product to understand drivers of performanceDeliver insights on growth, profitability, and efficiency metricsSupport pricing decisions, contract structuring, and strategic initiativesBuild scalable financial models and reporting tools using ExcelAutomate reporting processes and improve data integrity across systemsSupport Financial Operations (FinOps) Team with monthly software partner residual reportingPartner with FinOps, Product, and Engineering teams to enhance access to financial and operational dataContinuously improve FP&A processes, reporting cadence, and forecasting accuracySkillsBachelor's degree in Finance, Economics, Accounting, Business Administration or a related field3+ years of experience in corporate finance, FP&A, Big 4 accounting, investment banking, or management consultingProficiency in understanding financial statements, forecasting, and budgetingAdvanced Excel / financial modeling skills (complex formulas, scenario modeling, large datasets)Experience building 3-statement models, operating models, or unit economics frameworksStrong analytical, problem-solving, and attention-to-detail skillsExcellent communication skills, with the ability to present financial insights clearly to stakeholdersExperience in payments, fintech, SaaS, or embedded financeFamiliarity with payments economics, including interchange, network fees, acquirer/processor pricing, and revenue share modelsExperience supporting investor reporting, management / board reporting, or fundraising processesExperience working in a high-growth startup or venture-backed companyExposure to BI tools (Tableau, Power BI, Looker) and/or SQLBackground working with transaction-level or large-scale financial datasetsBenefitsCompetitive salaryStock options with the potential to unlock more equity as we growFlexible PTO and paid parental leaveMedical, dental, & vision insurance401K, HSA, pre-tax savings programsCompany OverviewPayabli is a payments infrastructure and monetization platform that helps software companies integrate payments into their business models. It was founded in 2020, and is headquartered in Miami, Florida, USA, with a workforce of 11-50 employees. Its website is https://www.payabli.com.