[Remote] Financial Crime Risk Business Oversight Specialist (US)

Note: The job is a remote job and is open to candidates in USA. TD Bank, N.A. is one of the world's leading global financial institutions and is committed to providing fair and equitable compensation opportunities. The Financial Crime Risk Business Oversight Specialist will act as a key business oversight lead, providing expert guidance on AML/ATF/Sanctions/ABAC compliance programs and managing a specialized function within the financial crime risk management area.ResponsibilitiesActs as key business oversight lead and provides expert/specialized business guidance and 2nd line challenge and oversight to portfolios, businesses and functions on development, maintenance, and implementation of all aspects of AML/ATF/Sanctions/ABAC compliance programs in line with the Bank's risk appetite and strategic directionWorks independently and is accountable for managing a specialized AML/ATF/Sanctions/ABAC function or areaProvides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operatesProvides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on a complex project or change initiativeProvides advanced analysis and/or specialized reporting to support business partners, functional areas, or centers of expertiseProvides guidance and support to analysts on matters related to portfolio and specialityTypically a subject matter expert for a key functional AML/ATF/Sanctions/ABAC area and business requirementsContact for business management, external/internal auditors, dealing with non-routine informationManages/assists with regulatory reviews including inquiries, audits, and examsIdentifies and leads problem resolution for project/program complex requirements related issues at all levelsProvides expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF/Sanctions/ABAC matters affecting covered TD businessesProactively advises covered TD businesses of new and changed AML/ATF/Sanctions/ABAC regulatory and/or policy requirements and articulates the impact to their processes and controlsContributes to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programsGuides and partners with covered TD businesses through the development, implementation, oversight, and management of effective AML/ATF/Sanctions/ABAC Compliance ProgramsEscalates and manages to resolution significant issues and eventsRepresents FCRM on internal or external committees relating to designated business activities as requiredDelivers subject matter expertise and AML/ATF/Sanctions/ABAC guidance to business management, including developing and maintaining management reporting and analysisActively assists in developing and overseeing implementation of business line policies and proceduresCollaborates with subject matter experts to develop and enhance methodologies for analyzing risk exposures of covered TD businessesEnsures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business prioritiesConsistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriateSupports the development of annual awareness trainingProtects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issuesActively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirementsKeeps current on emerging issues, trends, and evolving regulatory requirements to and assesses potential impactsHandles inquiries/requests from Internal Audit and regulatorsMaintains a culture of risk management and control, supported by effective processes in alignment with risk appetiteParticipates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensures timely communication of issues/points of interestProvides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and businessParticipates in personal performance management and development activities, including cross training within own teamContributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practicesLeads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationshipsContributes to a fair, positive, and equitable environment that supports a diverse workforceActs as a brand ambassador for your business area/function and the bank, both internally and/or externallySkillsUndergraduate degree or equivalent work experience7+ years experienceSenior specialist with AML/ATF/Sanctions/ABAC expertiseProvides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operatesProvides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on a complex project or change initiativeProvides advanced analysis and/or specialized reporting to support business partners, functional areas, or centers of expertiseProvides guidance and support to analysts on matters related to portfolio and specialityExpert knowledge of the business and operational functions supportedTypically a subject matter expert for a key functional AML/ATF/ Sanctions/ABAC area and business requirementsContact for business management, external/internal auditors, dealing with non-routine informationManages/assists with regulatory reviews including inquiries, audits, and examsDeep knowledge and understanding of businesses/technology, and organizational practices/disciplinesIdentifies and leads problem resolution for project/program complex requirements related issues at all levelsProvides expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF/Sanctions/ABAC matters affecting covered TD businessesProactively advises covered TD businesses of new and changed AML/ATF/Sanctions/ABAC regulatory and/or policy requirements and articulates the impact to their processes and controlsContributes to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programsGuides and partners with covered TD businesses through the development, implementation, oversight, and management of effective AML/ATF/Sanctions/ABAC Compliance ProgramsEscalates and manages to resolution significant issues and eventsRepresents FCRM on internal or external committees relating to designated business activities as requiredDelivers subject matter expertise and AML/ATF/Sanctions/ABAC guidance to business management, including developing and maintaining management reporting and analysisActively assists in developing and overseeing implementation of business line policies and proceduresCollaborates with subject matter experts to develop and enhance methodologies for analyzing risk exposures of covered TD businessesEnsures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business prioritiesConsistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriateSupports the development of annual awareness trainingProtects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issuesActively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirementsKeeps current on emerging issues, trends, and evolving regulatory requirements to and assesses potential impactsHandles inquiries/requests from Internal Audit and regulatorsMaintains a culture of risk management and control, supported by effective processes in alignment with risk appetiteParticipates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensures timely communication of issues/points of interestProvides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and businessParticipates in personal performance management and development activities, including cross training within own teamContributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practicesLeads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationshipsContributes to a fair, positive, and equitable environment that supports a diverse workforceActs as a brand ambassador for your business area/function and the bank, both internally and/or externallyBenefitsVariable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan)Health and well-being benefitsSavings and retirement programsPaid time off (including Vacation PTO, Flex PTO, and Holiday PTO)Banking benefits and discountsCareer developmentReward and recognitionRegular career, development, and performance conversations with your managerAccess to an online learning platformA variety of mentoring programsTraining and onboarding sessionsAccommodations to complete the application process for applicants with a disabilityCompany OverviewThe Toronto-Dominion Bank & its subsidiaries are collectively known as TD Bank Group (TD). It was founded in 1852, and is headquartered in Wilmington, Delaware, USA, with a workforce of 10001+ employees. Its website is https://www.td.com.