[Remote] Director of Financial Planning and Analysis

Note: The job is a remote job and is open to candidates in USA. Aprio Talent Solutions is assisting a PE-backed software and payments company in finding a Director, FP&A – Payments. This role is responsible for building the payments finance function from the ground up, including developing P&L reporting, financial planning cycles, and pricing tools for the company's payments business.ResponsibilitiesBuild and maintain monthly, quarterly, and annual payments P&L reporting packages for executive leadershipTrack unit economics — gross and net revenue, take rate trends, and contribution margin by cohort, vertical, and channelLead all payments financial planning cycles: annual budget, quarterly reforecasts, and three-year strategic plan modelingBuild driver-based forecast models incorporating attach rate, volume per merchant, take rate, and churn assumptionsModel and audit all partner residual structures, reconciling projected vs. actual payments and flagging discrepanciesEvaluate the economics of new partner agreements and renegotiations with IRR/NPV analysis to support deal approvalBuild and maintain a dynamic rate card and pricing tool for the sales team to model revenue, cost of funds, and marginEstablish minimum-return thresholds by segment and enforce a disciplined deal-approval frameworkDevelop a payments dashboard with real-time visibility into volume, revenue, take rate, and marginSupport M&A diligence and integration activity related to paymentsSkills8–10+ years of progressive finance experienceBachelor's degree in Finance, Accounting, Economics, or a related quantitative field; MBA or CPA a plusPayments-native background — prior experience at a payment processor, acquirer, card network, or payments-focused SaaS companyDeep fluency in payments economics: interchange, assessment fees, residual structures, BPS/take rate calculations, and processing cost modelsAdvanced financial modeling skills, including building complex driver-based models from scratch in Excel and cloud-native forecasting tools (Adaptive Insights, Prophix, Datarails, or similar)Proven ownership of budgeting, forecasting, and variance analysis processesAbility to synthesize large, complex datasets into clear executive-level narratives and recommendationsPrivate-equity-backed company experienceFP&A experience supporting a payments or embedded finance business unit within a SaaS companyFamiliarity with partner residual management systems and revenue share structuresExperience building or enhancing payments reporting infrastructure and BI dashboardsPrior M&A diligence or integration work in payments or fintechProficiency with BI tools (Power BI, Tableau, Looker); SQL a plusBenefitsBonus100% Remote (Must be US based)Company OverviewBy leveraging our trusted network of industry professionals, Aprio makes it easy for you to find the people you need. It was founded in 2001, and is headquartered in Atlanta, Georgia, USA, with a workforce of 1001-5000 employees. Its website is https://www.velossent.com/.