[Remote] Data Analyst (Mortgage Tech)

Note: The job is a remote job and is open to candidates in USA. Augment Analytics is a thriving fintech company that combines data analytics with proprietary risk intelligence to enhance mortgage manufacturing risk. They are seeking an experienced Data Analyst to produce surveillance reporting and validate model outputs to ensure defensibility of the company’s outputs.ResponsibilitiesProduce surveillance reporting-pool health summaries, delinquency trends, roll rate analysis, and defect emergence narratives supporting institutional counterparty relationshipsMaintain mark-to-market LTV calculations using live HPI feeds and produce early-warning indicators for pools approaching concentration thresholds or deteriorating collateral valuesOwn quarterly reinsurer reporting-claims bordereau data, aggregate exposure summaries, and pool performance vs. pricing assumption varianceBuild and maintain investor report templates translating model outputs into plain-language risk narratives for capital markets counterpartiesPerform loan-level file review and model output validation -comparing defect flags and risk scores against loan documents to identify systematic errors or coverage gapsContribute realized loss experience and recovery timing data that calibrates company’s claims analytics modelsSkills4+ years in non-QM loan review, mortgage credit risk, or structured finance analyticsDeep familiarity with non-QM loan types: DSCR, bank statement, asset depletion, foreign nationalSQL and Excel or Python for analysis and reportingPerformance reports and risk narratives produced for institutional audiencesHas sat in a loan file and knows what makes a defect real vs. a model flagCan translate complex model output into language a reinsurer's credit committee will act onBrings equal comfort to Excel and SQLQuantitative model outputs translated into investor or counterparty-facing narrativesRMBS or whole loan pool-level surveillance reportingMark-to-market LTV monitoring using CoreLogic, FHFA, or equivalent HPI dataCompany OverviewAugment Analytics is a staff augmentation firm, made up almost exclusively of Capital One alumni, providing financial services and other analytics-driven companies with the risk and analytics professionals they need to succeed. It was founded in 2021, and is headquartered in Sterling, VA, US, with a workforce of 11-50 employees. Its website is https://augmentanalytics.us/.