[Remote] Commercial Underwriter I

Note: The job is a remote job and is open to candidates in USA. Pathward is a financial empowerment company dedicated to creating financial inclusion for all. The Commercial Underwriter I role involves underwriting loans, managing the underwriting process, and collaborating with business development officers to ensure a smooth transition to account executives. Responsibilities Underwrite the entire spectrum of lending products, regardless of size or complexity, in a timely and efficient manner Understand and apply credit policies and minimum underwriting standards Collaborate closely with the various Business Development Officers to provide a consultative/value-added credit perspective, both prior to proposal issuance and thereafter Review and analyze new deal packages for content and completeness and conduct initial interviews with prospects Order and review due diligence and documentation Review and analyze financial statement spreads and understand cash flows Review field examinations and understand collateral and financial trends indicated therein Visit prospect locations and meet management of the business prior to closing for transactions over a predetermined amount Gain a thorough understanding of the prospect's business and the company's asset conversion cycle Review reporting requirements and processing with clients Analyze debtor information in conjunction with Debtor Credit Manager Prepare the credit narrative for appropriate approval Conduct and document the pre-funding process and oversee the efforts of the Client Analyst assigned to the transaction Oversee closing documentation process and effectively negotiate with prospect Mentor and train analysts, field examiners and less experienced business development representatives Other duties as assigned Skills Bachelor's degree or equivalent education and work experience Up to 2 years relevant experience Business Acumen Customer Focus Collaborates Communication Skills Negotiating Benefits Health insurance 401(k) retirement benefits Life insurance Disability benefits Paid time off And more Company Overview Pathward is a financial firm that provides investment strategies to promote business growth for organizations. It was founded in 1954, and is headquartered in Sioux Falls, South Dakota, USA, with a workforce of 1001-5000 employees. Its website is