[Remote] Collections Team Member II, Full-Time, Remote (MA, NH or GA only)

Note: The job is a remote job and is open to candidates in USA. Digital Federal Credit Union is the largest credit union headquartered in New England, serving over one million members across the United States. They are seeking a Collections Team Member II to manage delinquent accounts, assist members in restoring good standing, and maintain the financial soundness of the Credit Union. Responsibilities Contact all members with delinquent accounts that are more than 60 days past due Effectively manage assigned portfolio and make charge-off, repossession, and foreclosure recommendations to Management Assist members in restoring their good standing status with the Credit Union Maintain the financial soundness of the Credit Union Contribute to the department's ongoing effort to manage the asset quality by achieving the lowest possible delinquency and charge-off ratios Exercising appropriate phone etiquette, answer incoming member or member-related contacts (phone calls, emails, faxes, etc.), work Collection queues and make outbound member calls Review and document status of accounts and initiate telephone contact on delinquent loans Research accounts on the delinquent loan reports to ensure Credit Union errors are detected promptly and corrected Prepare correspondence on delinquent accounts requiring special handling including contacting members by USPS mail, certified or email Utilize Collections system to document accurately Determine reason for delinquency and refer members to BALANCE when necessary or beneficial to the member Establish and monitor payment plans whenever possible Initiate all required documents; review and make recommendations for charge-offs, repossessions, foreclosures, and rewriting of delinquent loans and/or settlements Pull Credit Bureau reports when necessary Achieve assigned goals monthly Maintain strict adherence and compliance to all laws, rules, regulations, policies, procedures and internal controls specific to the job functions Follow detailed and standardized procedures in performing routine collection operations and perform a variety of support duties related to the collection function Make recommendations on ways to improve work processes within Collections Assist the Front End area with incoming calls in time of high call volume Perform other job-related duties as assigned by Managers(s) Skills High School graduate or equivalent required Excellent telephone and communication skills required Excellent written and verbal communication skills Experience successfully utilizing various computer programs including MS Office Previous experience in a call center and/or financial institution preferred Minimum of 1 year of recent and progressive experience in consumer or mortgage collections in a financial institution with 2-3 years preferred Knowledge of the Fair Debt Collection Act, Fair Credit Reporting Act, and other applicable collection laws Company Overview DCU is a credit union that offers personal and business banking solutions. It was founded in 1979, and is headquartered in Marlborough, Massachusetts, USA, with a workforce of 1001-5000 employees. Its website is