[Remote] Business Development Officer - Capital Finance
Note: The job is a remote job and is open to candidates in USA. UMB Bank is seeking a Business Development Officer – Capital Finance who will be responsible for originating loans and negotiating transactions within company guidelines. This role involves maintaining relationships with referral sources and assisting in the underwriting process from prospect to client funding.ResponsibilitiesYou will be responsible for originating loans consistent with the Company's credit policyYou will be negotiating price and structure of new transactions within set limitsYou will be reviewing and approving all transactions before presenting report to Executive ManagementYou will be initiating and maintaining relationships with referral sources and influence centersYou will be assisting in the underwriting process of new client proposals from prospect to client fundingYou will be seeking approval from Executive Management for new client transactionsYou will market to current and potential referral sources including, but not limited to, the following: Banks, Certified Public Accountants, Attorneys, Private Equity firms, Financial firms, Business brokers, and National organizationsYou will visit prospective clientsYou will produce reports needed for new prospects and attends regularly scheduled meetingsOther duties as assignedSkillsYou possess a bachelor's Degree or equivalent work experienceYou have 3 years credit experience with 3 years sales experience in a banking, finance or asset-based lending environmentYou demonstrate knowledge and experience in the use of marketing tools and methods, including mailings, telemarketing, and other forms of customer outreachYou have the ability to make independent and sound judgments and decisions and have an understanding of how decisions affect business lines and the organization as a wholeYou can read and interpret financial and budgetary documentsYou possess professional verbal and written communication skillsYou are analytical, highly organized, pay attention to detail, handle frequent interruptions with ease, and enjoy a fast-paced work environmentYou can meet firm timelines and work under pressureYou show self-motivation and a sense of urgencyYou demonstrate intermediate to advanced skills in Microsoft Excel and WordBenefitsPaid Time OffA 401(k) matching programAnnual incentive payPaid holidaysA comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverageHealth savingsFlexible spendingDependent care accountsAdoption assistanceAn employee assistance programFitness reimbursementTuition reimbursementAn associate wellbeing programAn associate emergency fundVarious associate banking benefitsCompany OverviewUMB Financial Corporation is a commercial bank that offers various financial services. It was founded in 1913, and is headquartered in Kansas City, Missouri, USA, with a workforce of 1001-5000 employees. Its website is https://www.umb.com/.