[Remote] AVP/BSA Program Manager

Note: The job is a remote job and is open to candidates in USA. Quontic Bank is a CDFI federally chartered digital community bank focused on customer-centric solutions for homeownership. The AVP/BSA Program Manager will lead the BSA team, ensuring compliance with BSA/AML/OFAC regulations while managing risk through effective monitoring, reporting, and program oversight.ResponsibilitiesOversee day-to-day BSA/AML/OFAC operations, including workload allocation, SLA adherence, regulatory timelines, and team performanceManage transaction monitoring, alert review, SAR and CTR filings, OFAC/sanctions screening, IRS reporting, and 314(a)/(b) processes, ensuring accuracy, timeliness, and escalation of potential risksConduct QA/QC reviews of BSA work products, maintain integrity of BSA systems and data sources, and partner with IT/data teams to resolve issuesLead and support BSA/AML/OFAC risk assessments, risk and control self-assessments (RCSA), and development of controls to mitigate identified and emerging risksServe as liaison for regulatory exams, internal audit, and DFS 504 certification; coordinate responses to findings and ensure timely remediationDevelop and update BSA/AML/OFAC policies, procedures, and training programs to ensure ongoing regulatory compliance and team readinessSupport execution of the BSA/AML program, including system implementations, vendor management, risk scoring methodologies, and third-party due diligenceManage BSA-related projects, including system enhancements, product/service launches, onboarding initiatives, UAT/test plan development, and pilot executionCreate and deliver metrics, dashboards, and reporting for leadership, governance forums, and the Board; identify trends, risks, and performance gapsMaintain deep knowledge of BSA/AML/OFAC regulations and emerging risks; provide guidance, interpretation, and recommendations to leadershipServe as a key liaison across Compliance, Risk, IT, and business partners to support program execution and continuous improvementPerform special projects, and additional duties and responsibilities as requiredSkillsBachelor's degree (or equivalent) or similar; OR associate degree and two (2) years of experience in functional area; OR high school diploma (or equivalent) plus four (4) years of experience in functional areaAdditional five (5) years+ of progressive experience in functional areaExtensive knowledge of BSA and AML laws and regulations, including the Bank Secrecy Act, the USA PATRIOT Act and OFAC requirementsResidential mortgage banking experienceKnowledge of enhanced due diligence & high-risk customer management, financial fraud and applicable state and federal laws, payments, MSBs, correspondent banking and complex customer types and product offeringsKnowledge of automated transaction monitoring and high-risk customer modeling systems, watchlist screening systems/protocols including fuzzy logic and model tuning methodology/protocolAbility to multi-task, inclusive of ability to plan, organize and prioritize workloadsAbility to work independently and as part of a team and work on own initiative, strong interpersonal and relationship building skillsProficient in Microsoft Excel, Microsoft Word, Project Management tools, Transaction Monitoring and Screening solutionsCAMS Certification preferred, or willingness to obtain the certificationBenefitsHealth, Dental, Vision, & LifeInsuranceFinancial Wellness Planning &CoachingCounseling Support Services & ResourcesPaid Parental LeavePet Insurance401K MatchEmployee Bank Accounts withQuonticGenerous Paid Time OffCompany OverviewQuontic is a Member FDIC, digital bank, headquartered in New York City and serving customer across the US. It was founded in 2009, and is headquartered in Manhattan, New York, USA, with a workforce of 201-500 employees. Its website is https://www.quontic.com.