Product Manager

MoCaFi is committed to building a financial services platform that helps America’s marginalized communities create wealth through better access to public, private, and social capital. We are a fintech built for government and non-profit organizations committed to creating finance for all. Our platform is a turnkey digital banking solution for delivering cash payments, deposit accounts, and wealth empowerment tools at the city, state, and federal levels.MoCaFi has distributed over $100M in guaranteed basic income, cash assistance, emergency rental assistance, and emergency utility payments in over a dozen municipalities. We are led by a diverse team of finance, engineering, and startup professionals committed to closing America’s racial wealth gap. We offer FDIC-insured bank accounts, municipal-funded disbursement cards, and financial empowerment services directly to consumers and through our public and private sector partners.Job Description:MoCaFi seeks an experienced Product Manager to support our critical Federal payments program and manage mobile app features. This program serves millions of beneficiaries, ensuring the timely and secure delivery of essential government funds, often to underserved populations. The role involves navigating a complex ecosystem of federal agencies, financial institutions, and diverse user needs. The Product Manager is responsible for specific elements of the product roadmap as assigned by their manager.This role reports to a Senior Product Manager. The position is hybrid in New York City; however, candidates can be based anywhere in the US. The salary range for this position is $90,000-140,000, depending on experience and location.Job Responsibilities:Support the product roadmap by developing a long-term product visionDefine product requirements, create detailed product specifications, and communicate requirements to the development teamPrioritize product enhancements based on customer feedback and business objectivesManage the entire product lifecycle, from ideation to launch and post-launch optimizationLead sprint planning, grooming sessions, and retrospective activities for the payments programOwn the program solutions end-to-end, including selling, onboarding, and post-boarding activities Contribute to the development of product strategy by conducting market research and competitive analysis to identify opportunities and challengesPartner with the data team to analyze product performance metrics to identify areas for improvement and optimization for clientsLead operations training on the product areas you ownDevelop a Go-to-Market plan and collaborate with marketing, project management, debit operations, and operations to align with the GTM strategyCollaborate closely with engineering and design teams to ensure successful product development and launchPartner with operations and PMO to develop process maps/flowsResearch and maintain a working knowledge of competitor products and trends Collaborate cross-functionally to deliver end-to-end product solutionsQualifications:Bachelor’s degree in Business/any related field, or at least six years of relevant professional experience4+ years of experience in product management, product design, product development, and managing the rollout of products in payments or consumer DDA products (e.g., payment processing, acquiring, issuing, payment technology provider, etc.)Demonstrated experience in mobile app product management, including familiarity with iOS and Android platforms, mobile design principles, and app store submission processesAdvanced knowledge of Agile methodologySkilled in supporting QA initiativesAdvanced knowledge of Microsoft Office, Jira, Confluence, and Google SuiteExcellent communication (written, verbal, and presentation) and interpersonal skillsPursuant to our contract with the FAA, this position requires that individuals working on Federal contracts be U.S. citizens or Lawful Permanent ResidentsWhy you'll love working here:An empowering workplace that values initiative and critical thinkingWork on achieving our financial inclusion missionA supportive and inclusive culture: recognizes contributions and celebrates winsA welcoming environment that appreciates your bringing your entire self to workTime to rest and recharge -- flexible time off policy as long as you can get your job done and make arrangements with your manager to cover you if neededMoCaFi believes all persons should have equal access to its programs, facilities, and employment. This policy is without regard to race, color, ancestry, national origin, age, gender, sexual orientation, gender identity, age, religion, disability, medical condition, genetic information, marital, or veteran status.Originally posted on Himalayas

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