Pricing & Credit Model Analyst (Hybrid Position-Dallas)

Santander Bank, N.A. is a global leader in the financial services industry, evolving into a technology-driven organization. The Pricing & Credit Model Analyst is responsible for developing pricing and risk-based models to optimize Auto loan strategies, requiring a hands-on approach to data analysis and collaboration with leadership to translate data insights into business actions.ResponsibilitiesDevelops a foundational understanding of the firm’s operations and business practicesApplies statistical techniques to analyze trends and uncover risks and opportunities relative to portfolio management and originationsSupports data mining and statistical analysis efforts to generate insights, sound hypotheses, and informed recommendationsContributes to the construction of pricing frameworks that balance yield, risk, and volume objectivesIncorporate credit risk, customer behavior, collateral trend and market data into pricing algorithmsAssists in evaluating underwriting strategy, portfolio performance, and credit policiesContribute to continuous process improvements in data quality, reporting, and automationPartners with IT and other internal teams to define data requirements and support the accurate and timely delivery of data for analytics, pricing, and policy initiativesSkillsBachelor's Degree or equivalent work experience: Statistics, Economics, Operations Research, Applied Mathematics, or a related quantitative discipline required or equivalent experience0-2 Years Auto Finance industry experienceQuantitative analysis and decision science experience in Financial Services Industry or equivalentFamiliarity with statistical modeling such as segmentation and variable reduction techniques, design of experiments, decision trees, and regressionsDemonstrated ability to use SQL, SAS, or Python to merge, concatenate, and extract insights from multiple data sourcesDemonstrated ability to create complex pivot tables in MS ExcelAbility to effectively explain advanced mathematical concepts, techniques, and analyses to a business audienceStrong focus on results, attention to detail, and ability to learn new skillsMaster's Degree Statistics, Economics, Operations Research, Applied Mathematics, or a related quantitative discipline required or equivalent experience0-2 Years Sales experience with automotive finance lender strongly preferredEstablished work history or equivalent demonstrated through a combination of work experience, training, military service, or educationExperience in Microsoft Office productsCompany OverviewAt Santander Bank, it’s our mission to help people and businesses prosper. It was founded in 2013, and is headquartered in Boston, Massachusetts, USA, with a workforce of 5001-10000 employees. Its website is https://www.santanderbank.com.Company H1B SponsorshipSantander Bank, N.A. has a track record of offering H1B sponsorships, with 44 in 2025, 36 in 2024, 61 in 2023, 66 in 2022, 78 in 2021, 69 in 2020. Please note that this does not guarantee sponsorship for this specific role.



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