NonQM Underwriter

Company Description

Foundation Mortgage Corporation (FMC) is a nationally licensed Wholesale Mortgage Lender headquartered in Miami Beach, Florida. Specializing in Non-QM products, FMC offers a diverse range of tailored loan programs including Bank Statement loans, Asset Depletion loans, ITIN financing, and more. FMC partners exclusively with third-party originators and offers expertise in diverse loan products for residential, mixed-use, and condo properties.

Role Description

We are seeking talented NonQM Underwriters for a full-time remote position. Responsibilities include reviewing borrower financial documents, calculating income, analyzing risk, and rendering lending decisions. You will collaborate with mortgage brokers and across teams to ensure a smooth underwriting process while maintaining quality control and service excellence.

Qualifications
• Strong analytical skills to evaluate borrower financial documents and determine risk.
• Experience with Non-QM products including Bank Statement loans, DSCR, Jumbo, and ITIN financing.
• Proficiency in understanding underwriting guidelines, mortgage lending regulations, and compliance.
• Attention to detail, documentation review skills, and ability to manage multiple files simultaneously.
• Effective communication and collaboration skills to work with brokers and internal teams.
• Proficient in relevant loan origination software and underwriting tools.
• Prior Non-QM mortgage underwriting experience is preferred.
• Bachelor’s degree in a related field or equivalent work experience is beneficial.

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