Mortgage Loan Originator

U.S. Bank is dedicated to helping customers and businesses make better financial decisions. The Mortgage Loan Originator role involves originating mortgage loans, reviewing applications, and ensuring timely processing and underwriting.ResponsibilitiesOriginates mortgage loans in an assigned metropolitan territoryTakes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approvalFollows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sourcesIncumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locationsSkillsHigh school diploma or equivalentTypically at least one year of mortgage, sales, real estate, or banking experienceAbility to travelWell-developed sales abilityBasic knowledge of pricing and underwriting requirements of various mortgage insurance companiesWorking knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investorsBasic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)Ability to work independentlyAbility to analyze financial informationEffective verbal and written communication skillsEstablished referral base within assigned market preferred2 years of mortgage loan origination experience with proven resultsBenefitsHealthcare (medical, dental, vision)Basic term and optional term life insuranceShort-term and long-term disabilityPregnancy disability and parental leave401(k) and employer-funded retirement planPaid vacation (from two to five weeks depending on salary grade and tenure)Up to 11 paid holiday opportunitiesAdoption assistanceSick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by lawCompany OverviewAt U.S. It was founded in 1968, and is headquartered in Minneapolis, Minnesota, USA, with a workforce of 10001+ employees. Its website is http://www.usbank.com.



Apply Now