Mortgage Closer | Sage Home Loans

Sage Home Loans Corporation is a digital mortgage lender redefining the mortgage origination experience. As a Mortgage Loan Closer, you will ensure seamless and timely loan closings while collaborating with various stakeholders to maintain compliance and customer satisfaction.ResponsibilitiesServe as a key point of contact for all parties throughout the closing process, including Loan Officers, Realtors, Borrowers, Attorneys, and Title CompaniesManage loan closings to meet contract deadlines and rate lock expiration datesClose Conventional, FHA, and VA residential mortgagesEnsure loan files and documentation comply with company, investor, and regulatory standardsVerify that documents are drawn within posted turn times and consistently meet deadlinesProcess a minimum of 3 files per day during standard business operations, with flexibility for changing volume as directed by managementReconcile and approve Closing Disclosures, ensuring accuracy and complianceReview Closing Disclosures with borrowers and schedule closingsPrepare and deliver complete, compliant closing packagesMaintain organized and accurate digital filing of all documentation using system checklists and job aidesCollaborate with processing, underwriting, and post-closing departments to resolve issues and ensure completeness of closing packagesDevelop an in-depth understanding of the entire loan lifecycle to anticipate and manage dependencies within the closing processPerform other duties as assignedMaintain customer satisfaction scores of 4.75 or higherSkillsSolid understanding of TRID guidelines and compliance requirementsExceptional attention to detail and commitment to accuracyStrong written and verbal communication skillsAbility to manage multiple priorities independently while meeting deadlinesProactive and dependable work ethic with a strong sense of urgencyExperience with Conventional, FHA, and VA loan programsWorking knowledge of Encompass loan origination softwareBenefitsHealth Insurance Coverage (medical, dental, and vision)Life InsuranceShort and Long-Term Disability InsuranceFlexible Spending AccountsPaid Time OffHoliday Pay401(k) with matchEmployee Assistance ProgramPaid Parental Bonding Benefit ProgramFlexible Paid Time Off (PTO): We believe time to rest and recharge is essential. That’s why we offer a generous and flexible PTO policy. Full-time employees accrue 20 days of PTO for a full calendar year annually, with an increase to 25 days after five years of service.Company OverviewWe are going to revolutionize the industry by making mortage simple. It was founded in 1999, and is headquartered in Santa Ana, California, USA, with a workforce of 201-500 employees. Its website is http://lenoxhomeloans.com.



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