Mortgage Closer - Remote Opportunity

Remote Full-time
Town and Country Bank is seeking a Mortgage Closer with at least two years of experience to join our team. The Mortgage Closer manages mortgage production closing documents, including reconciling of HUD-1 and all closing documents and closing conditions to meet investor and/or bank guidelines while supporting the organizational focus to empower the financial well-being of our communities, one person at a time. This position may be worked out of one of our branch locations in Illinois or can be remote.

ABOUT US:
At Town and Country our mission is to empower the financial well-being of our communities, one person at a time.
The culture at Town and Country is built on our shared core values – Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team.
The Mortgage Closer manages mortgage production closing documents, including reconciling of HUD-1 and all closing documents and closing conditions to meet investor and/or bank guidelines while supporting the organizational focus to empower the financial well-being of our communities, one person at a time. Embraces and upholds Town and Country's core values of teamwork, achievement, passion and positive thinking.

ESSENTIAL FUNCTIONS AND DUTIES:
· Prepares closing documents for compliance, accuracy and timeliness
· Ensures we maintain appropriate lien position and lien perfection
· Reviews docs for final compliance with regulatory requirements related to closing documentation
· Ensures timely disbursements and balancing of loan transactions
· Builds relationships with processors, loan originators, and underwriters to ensure all purchase and refinance transactions are closed in compliance with purchase contract timelines and /or rate locks expiration.
· Completes data integrity check to ensure all closing conditions are met
· Performs other job-related duties and special projects as assigned.

QUALIFICATIONS:
· Ability to create closing packages (including but not limited to: HUD-1, Mortgage, Note, final compliance and credit documentation).
· Minimum two years experience as Title or Mortgage Closer.
· Excellent organizational skills with extreme attention to detail.
· Ability to work under deadline and under pressure.
· Excellent communication skills required.
· Strong knowledge of computers and imaging systems but also Microsoft Office applications.

EDUCATION:
· Minimum of Associates Degree in related field or equivalent experience.

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