Manager, Specialty Lending

If you would enjoy working in a dynamic environment and are looking for an opportunity to become part of a stellar team of professionals dedicated to service, we invite you to apply online today. This position offers a flexible hybrid work arrangement, allowing employees to balance in-office collaboration with the benefits of remote work. We provide the necessary tools and technology to ensure seamless productivity, whether you're working from home or the office. SUMMARY: This role will support the Vice President, Lending Administration through the management of the Specialty Lending underwriting, portfolio management and daily operational activities. The Specialty Lending Manager will also assist in maintaining applicable policy, documentation, procedures and reporting for all third-party lending relationships managed by the Specialty Lending Group. KEY RESPONSIBILITIES: Oversee the Specialty Lending Underwriters and daily production and performance. Oversee daily underwriting, approval and funding process, loss mitigation efforts and QC for loans sourced through third party vendor relationships managed by the group to ensure they follow specified underwriting guidelines, policy/regulatory requirements and other contract provisions. Assist with analysis/underwriting for purchased loans/sourced loan pools and preparation of credit memos to support and document approval. Assist with loan pool sales and purchases, and the operational onboarding of new third-party specialty lending relationships. Manage delinquencies and charge offs of each portfolio. Maintain required documentation on all third parties, assist with required Vendor Management Assessments, annual servicer reviews and monthly financial/performance reporting on loan portfolios. Learn/utilize various software systems in daily work activities (Excel, Word, PowerPoint, Nautilus, Outlook, nCino Analytics and various vendor loan operating systems). Ensure compliance with all Federal and State regulatory requirements and internal organization policies. Create, update and/or maintain all Specialty Lending policies and procedures . Maintain a thorough knowledge of Georgia’s Own policies and procedures and trends in the credit union industry. Perform other duties as assigned. EDUCATIONAL AND WORK EXPERIENCE REQUIREMENTS: Bachelor’s Degree in Business Administration, Management, Accounting, Statistics, or related field or equivalent professional work experience. Minimum of 10 years of banking or financial industry experience in the management of processes and teams specializing in consumer lending, underwriting and portfolio management. ADDITIONAL/IMPORTANT SKILLSETS: Knowledge of financial institution finance and/or operational areas. Self-motivated and able to work independently with a proven ability to meet deadlines. Detail oriented and consistent keeper of required documentation. Ability to work well with others on the team and with other business units. Strong communication skills both verbally and in writing. Proficient in MS Office and able to quickly learn various operational and loan related systems. PHYSICAL REQUIREMENTS: To perform this job successfully, the employee must be able to perform each essential job duty satisfactorily. All employees must be able to communicate face to face or through technology with or without reasonable accommodation. Employee will be in an office environment (well-lighted, heated, and air-conditioned) typically stationed at a desk or table. Employee will be asked to sit and stand for various increments of time, and to lift/push up 10 lbs. Clerical office duties on various forms of technology are required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions. All positions that have lending responsibilities must comply with all requirements under the SAFE ACT, as well as the Credit Union’s policies and procedures related to the SAFE ACT. This includes an obligation on the employee’s part to ensure that NMLA registration pertaining to the SAFE ACT is kept current. The employee must notify the Credit Union within 30 days of any changes that need to be reflected on the NMLS registry. Georgia’s Own Credit Union is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law. Consistent with obligations under federal law, every company that is a federal contractor or subcontractor is committed to taking affirmative action to employ and advance women, minorities, disabled veterans, special disabled veterans, veterans of the Vietnam era, and other eligible veterans. We are an equal opportunity employer. Employment selection and related decisions are made without regard to sex, race, age, disability, religion, national origin, color or any other protected class.