Life - Advanced Markets Specialist
Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us
The Cincinnati Life Insurance Company seeks an Advanced Markets Life Insurance Specialist to serve as a subject matter expert supporting independent agents and distribution partners. This role is responsible for working with producers, brokers, MGAs and financial advisors to deliver complex case design, underwriting strategy and tailored solutions for high net worth and business owner clients.
This position offers flexibility, including potential remote work, and requires travel for field engagement, training and client-facing support.
Starting pay: The pay range for this position is $100,000 - $150,000 annually. Pay is based on the applicant’s education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to:
provide expertise on advanced market strategies, including estate planning, wealth transfer, business succession and executive compensation
design and structure complex life insurance and annuity solutions
analyze financial, legal and tax documentation to identify risk exposures and planning opportunities
partner with distribution teams to support case design, underwriting strategy and client presentations
participate in joint field meetings with agents, advisors and clients
deliver training through webinars, workshops and seminars to agents and financial professionals
stay current on tax law changes, NAIC/state regulations, compliance standards and emerging industry trends
collaborate cross-functionally with product development, actuarial, marketing and sales teams
utilize CRM systems and advanced planning tools to support business development and reporting
ensure compliance with regulatory requirements and internal governance standards
Be equipped with:
advanced knowledge of life insurance products (Term, Whole Life, UL, IUL, VUL) and annuities (fixed, indexed, variable)
strong understanding of estate, tax and business planning strategies
ability to interpret complex legal, financial and tax documents
expertise in complex case design, underwriting collaboration and financial needs analysis
strong presentation, communication and relationship management skills
experience working with high net worth and business owner client segments
proficiency with CRM systems and illustration/planning tools
Bring education or experience from:
Required:
a Juris Doctor degree from an ABA-accredited law school
minimum 3 years of Life Insurance experience, 5 years preferred
Preferred:
professional designations such as CLU, ChFC, CFP® or CPA
experience supporting insurance distribution, brokerage or advisory channels
exposure to actuarial concepts, reinsurance, risk management or digital underwriting platforms
Enhance your talents
Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.
Enjoy benefits and amenities
Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team
As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us
The Cincinnati Life Insurance Company seeks an Advanced Markets Life Insurance Specialist to serve as a subject matter expert supporting independent agents and distribution partners. This role is responsible for working with producers, brokers, MGAs and financial advisors to deliver complex case design, underwriting strategy and tailored solutions for high net worth and business owner clients.
This position offers flexibility, including potential remote work, and requires travel for field engagement, training and client-facing support.
Starting pay: The pay range for this position is $100,000 - $150,000 annually. Pay is based on the applicant’s education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to:
provide expertise on advanced market strategies, including estate planning, wealth transfer, business succession and executive compensation
design and structure complex life insurance and annuity solutions
analyze financial, legal and tax documentation to identify risk exposures and planning opportunities
partner with distribution teams to support case design, underwriting strategy and client presentations
participate in joint field meetings with agents, advisors and clients
deliver training through webinars, workshops and seminars to agents and financial professionals
stay current on tax law changes, NAIC/state regulations, compliance standards and emerging industry trends
collaborate cross-functionally with product development, actuarial, marketing and sales teams
utilize CRM systems and advanced planning tools to support business development and reporting
ensure compliance with regulatory requirements and internal governance standards
Be equipped with:
advanced knowledge of life insurance products (Term, Whole Life, UL, IUL, VUL) and annuities (fixed, indexed, variable)
strong understanding of estate, tax and business planning strategies
ability to interpret complex legal, financial and tax documents
expertise in complex case design, underwriting collaboration and financial needs analysis
strong presentation, communication and relationship management skills
experience working with high net worth and business owner client segments
proficiency with CRM systems and illustration/planning tools
Bring education or experience from:
Required:
a Juris Doctor degree from an ABA-accredited law school
minimum 3 years of Life Insurance experience, 5 years preferred
Preferred:
professional designations such as CLU, ChFC, CFP® or CPA
experience supporting insurance distribution, brokerage or advisory channels
exposure to actuarial concepts, reinsurance, risk management or digital underwriting platforms
Enhance your talents
Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.
Enjoy benefits and amenities
Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team
As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.