Lead Credit Analyst
Since 2018, Wisetack has been building transparent and intuitive consumer lending products that help service-based businesses thrive (think HVAC companies, veterinarians, or auto repair shops).
Our leadership team comes from top fintech companies such as Lending Club, Affirm, and Varo Money. And were backed by leading VCs, including Insight Partners, Greylock, and Bain Capital Ventures (investors in Airbnb, LinkedIn, Instagram, Dropbox, and more).
Having raised $84M, were a well-funded startup and have invested in people and technology while growing our partnerships responsibly.
Were also proud to have received recognition from the fintech world. Awards weve won include:
2023 Best Consumer Lending Program by Tearsheet
2023 Best Point of Sale Product by Fintech Breakthrough
2022 Best Consumer Lending Solution by Finovate
2022 Best Emerging Lending Platform by Lendit (now Fintech Nexus)
But what youll find us gleaming about the most is the recognition from our own customers, particularly our sky-high NPS rating of 79. (For reference, the average score is 44 for financial services and 36 for SaaS companies.)
As a result of our efforts in building this healthy company culture, weve been nominated to several Great Places to Work lists, such as Best Small Workplaces, Best Workplaces in the Bay Area, and Best Workplaces in Financial Services & Insurance.
Like any startup, were in it for the long haul, and were looking for people willing to join our journey of building something special together.
This process starts with our company values, which guide us in everything we do and have played a critical role in our success. We valiantly abide by them, and would expect you to do the same:
Put customers first (thats our M.O.)
Act fast (leverage our startup environment).
Lead the way (show and tell).
Take ownership (everyone is hands-on here).
Be a good human (no egos, build financial products that do right by people).
Learn more about our values here.
The Role
We are seeking an experienced Lead Credit Analyst to join our Risk team. Reporting to the Senior Director of Credit Risk, this role will be primarily responsible for owning analytical projects that drive critical decisions concerning our portfolio performance and help develop sustainable underwriting strategies.
Responsibilities
Conduct in-depth trend and portfolio analysis
Make recommendations to optimize and enhance our underwriting and credit/fraud decision-making
Partner with Analytics, Data Science, and Data Engineering to build data models and automated data reporting
Mentor team members on data best practices and help cultivate a data-driven culture
Requirements
Bachelors degree in math, economics, statistics, or other quantitative field
5+ years of experience in an analytical role
2+ years of consumer lending experience, either at a large bank or a fintech
Proficiency in SQL, R or Python
Proficiency in Data Lake, DBT or Git
Excellent written, verbal, and interpersonal communication skills
Desire to take ownership of projects and drive them forward
Bonus points
Fintech experience
Conclusion
The range of base salary for the position is between $120,800.00 - $169,100.00, plus equity, and benefits. Please note that the base salary range is a guideline, and individual total compensation will vary based on factors such as qualifications, skill level and competencies.
Spend a little time on our About Us page and check out our Press page and our blog for more. If you think this might be a fit, wed love to hear from you!
Apply Now
Our leadership team comes from top fintech companies such as Lending Club, Affirm, and Varo Money. And were backed by leading VCs, including Insight Partners, Greylock, and Bain Capital Ventures (investors in Airbnb, LinkedIn, Instagram, Dropbox, and more).
Having raised $84M, were a well-funded startup and have invested in people and technology while growing our partnerships responsibly.
Were also proud to have received recognition from the fintech world. Awards weve won include:
2023 Best Consumer Lending Program by Tearsheet
2023 Best Point of Sale Product by Fintech Breakthrough
2022 Best Consumer Lending Solution by Finovate
2022 Best Emerging Lending Platform by Lendit (now Fintech Nexus)
But what youll find us gleaming about the most is the recognition from our own customers, particularly our sky-high NPS rating of 79. (For reference, the average score is 44 for financial services and 36 for SaaS companies.)
As a result of our efforts in building this healthy company culture, weve been nominated to several Great Places to Work lists, such as Best Small Workplaces, Best Workplaces in the Bay Area, and Best Workplaces in Financial Services & Insurance.
Like any startup, were in it for the long haul, and were looking for people willing to join our journey of building something special together.
This process starts with our company values, which guide us in everything we do and have played a critical role in our success. We valiantly abide by them, and would expect you to do the same:
Put customers first (thats our M.O.)
Act fast (leverage our startup environment).
Lead the way (show and tell).
Take ownership (everyone is hands-on here).
Be a good human (no egos, build financial products that do right by people).
Learn more about our values here.
The Role
We are seeking an experienced Lead Credit Analyst to join our Risk team. Reporting to the Senior Director of Credit Risk, this role will be primarily responsible for owning analytical projects that drive critical decisions concerning our portfolio performance and help develop sustainable underwriting strategies.
Responsibilities
Conduct in-depth trend and portfolio analysis
Make recommendations to optimize and enhance our underwriting and credit/fraud decision-making
Partner with Analytics, Data Science, and Data Engineering to build data models and automated data reporting
Mentor team members on data best practices and help cultivate a data-driven culture
Requirements
Bachelors degree in math, economics, statistics, or other quantitative field
5+ years of experience in an analytical role
2+ years of consumer lending experience, either at a large bank or a fintech
Proficiency in SQL, R or Python
Proficiency in Data Lake, DBT or Git
Excellent written, verbal, and interpersonal communication skills
Desire to take ownership of projects and drive them forward
Bonus points
Fintech experience
Conclusion
The range of base salary for the position is between $120,800.00 - $169,100.00, plus equity, and benefits. Please note that the base salary range is a guideline, and individual total compensation will vary based on factors such as qualifications, skill level and competencies.
Spend a little time on our About Us page and check out our Press page and our blog for more. If you think this might be a fit, wed love to hear from you!
Apply Now