Junior Credit Analyst

CFG Bank, based in Baltimore, Maryland, is a leading financial institution serving the national healthcare and multifamily markets. They are seeking a Junior Credit Analyst to evaluate and determine the credit risks of commercial clients through comprehensive analysis of financial statements, tax returns, and market assessments.ResponsibilitiesAnalyze financial statements, tax returns, and cash flow reports for both businesses and individuals to assess creditworthiness for new borrowing requestsPrepare credit approval packages and supporting reports to assist in decisionmaking. Participate in client discussions and calls as neededConduct annual line renewals and term loan reviews, identifying deteriorating trends and advising loan officers and management on necessary followups to mitigate credit riskEvaluate borrower covenant compliance and reporting requirements on an ongoing basisEstablish and maintain credit files, ensuring accuracy and compliance with bank policiesMaintain a strong understanding of bank policies, legal and compliance requirements, and marketrelated risks associated with credit approvalsSupport credit administration functions, undertake special projects, and perform other assigned dutiesEnsure adherence to the Commercial Credit Policy by verifying compliance and documenting any exceptionsStay up to date on accounting pronouncements and financial analysis trendsAdhere to all compliance and operational risk controls in accordance with company policies and regulatory standardsFoster an inclusive and supportive environment in alignment with CFG Bank’s commitment to diversity and its core valuesUphold internal control standards by addressing audit points and resolving issues raised by internal or external regulatorsParticipate in Loan Analysis Department initiatives and complete additional responsibilities as assignedSkillsBachelor's Degree in Accounting, Finance or Business AdministrationBasic knowledge of economic and accounting principlesStrong verbal and written communication skillsAbility to work independently and meet time commitmentsWorking knowledge of Word and ExcelBenefitsEmployerprovided health benefits: medical insurance, dental & vision insurance, disability insurance, life insurance, mental health support services, wellness program & free fitness center onsite (for Baltimorebased employees)Paid time off: vacation days, sick leave, volunteer daysRetirement plan: 401(k) with employer matchOther compensation elements: Discretionary annual bonus and overtime pay for nonexempt positionsCompany OverviewCFG Bank's value system has been focused on the quality of its human resources, customer culture and excellence. It was founded in 1992, and is headquartered in Casablanca, Grand Casablanca, MAR, with a workforce of 201-500 employees. Its website is https://www.cfgbank.com.



Apply Now