Hybrid Bilingual Early Stage Collections Specialist, I

Carrington Mortgage Services, LLC is a part of The Carrington Companies, which provide integrated mortgage loan servicing assistance. The Early Stage Collections Specialist I will be responsible for counseling borrowers on methods for bringing their loan current and exploring alternative solutions while ensuring compliance with regulations. Responsibilities Evaluates and helps determine the borrower’s ability to pay and collects appropriate financial information in a courteous and professional manner, striving for first-call resolution and in compliance with all applicable regulations Counsels borrowers on their options through education of alternative solutions Contacts borrowers, utilizing an automated dialing system (Aspect Dialer) for both inbound and outbound calls Provide alternatives to borrowers who demonstrate the ability and or inability to pay, by educating them on repayment plans, loan modifications, short sales, Deed in Lieu of Foreclosure, and/or possible refinancing Negotiate reasonable payment arrangements with borrowers, initiate and explain required documents to complete a borrower 'Request for Mortgage Assistance' package in compliance with department policies and procedures May function as the single point of contact for a borrower May need to escalate borrowers to a licensed Loss Mitigation associate for specific workout details Provide status on payments and payoff inquiries; verify payment history and new servicer contact information; process payments Assist with loan servicing website payments, denied access, password resets Respond to escrow, loss draft and closing document inquiries Provide status on a wide variety of servicing functions including payment/credit disputes, escrow refunds/shortage, loss draft, short sale, Deed in Lieu of Foreclosure, modification/refinance requests, repayment plans, and additional mortgages activities Skills High school diploma or equivalent work experience Less than one (1) year collections experience in a customer service/call center environment and /or loan servicing experience Experience in the Banking, Mortgage/Loan Servicing industries Benefits Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you’ll get paid to help Carrington and Vylla grow. Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. Company Overview NMLS ID #2600 (www.nmlsconsumeraccess.org) At Carrington Mortgage Services, LLC, we believe home is both a place to live, and a powerful financial tool. It was founded in 2007, and is headquartered in Orange, California, USA, with a workforce of 1001-5000 employees. Its website is