Home & Land Loan Officer

Horizon Farm Credit is seeking a Home & Land Loan Officer to join their Home & Land Lending team. The role involves delivering credit and financial solutions while developing new business and strengthening referral relationships within the territory, primarily serving the York and Cumberland County area.ResponsibilitiesDevelop and close Home and Land loans within delegated authority, ensuring complete and accurate loan files while meeting volume and quality expectationsOriginate new Home and Land loans and grow existing relationships with rural residents and part‑time farmersBuild strong internal and external relationships and deliver exceptional, timely customer serviceInterview applicants, analyze complete and accurate financial information using the five credit factors, determine credit risk, communicate credit decisions, and inspect or appraise collateral as neededSkillsBachelor's degree or equivalent experience in Business Administration, Agriculture, Economics, Finance, or a related fieldGenerally, one to five years of related lending, sales, or financial services experienceStrong interpersonal and communication skills with the ability to manage challenging customer situationsAbility to develop and maintain referral networks and practice effective territory managementBasic knowledge of lending principles and related financial products and servicesProven sales and relationship‑building skillsAbility to manage customer relationships and loan portfolios with moderate supervisionWillingness to spend time meeting with customers, prospects, and referral partnersAdaptable and flexible to a changing work environmentAbility to travel to/from other branch offices, customer meetings, etc., as requiredRegular, predictable, and reliable attendance is requiredBenefitsMedical insurance with dental and vision care options401(k) with significant employer matchingPaid time off, holidays, and volunteer timeTuition reimbursement and training opportunitiesStudent loan reimbursementLeadership and career development opportunitiesPaid maternity and bonding leavePaid short‑term disabilityFun, inclusive, and community‑focused work environmentCompany OverviewHorizon Farm Credit provides agriculture, home and land loan services. It was founded in 1916, and is headquartered in Mechanicsburg, Pennsylvania, USA, with a workforce of 201-500 employees. Its website is https://www.horizonfc.com.



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