Head of Product

Kuda, which means ‘love’ in Shona, is more than a fintech - it’s a movement to make financial services accessible, affordable, and truly rewarding for every African. Backed by over $100 million from some of the world’s most respected investors, we’re building a smarter alternative to traditional banking - offering seamless money transfers, business banking, and instant access to credit, all through your device. At Kuda, we don’t just build products - we build people. We share the love in how we collaborate, carry everyone along as we grow, break boundaries to challenge what’s possible, and show up every day committed to doing better. If you’re driven by purpose, excited by impact, and ready to help redefine the future of finance in Africa, you’ll feel right at home here. Role Overview The Head of Product will lead Kuda’s Credit tribe, driving the strategy, execution, and continuous improvement of all lending-related products and initiatives. This role focuses on building reliable, scalable, and compliant credit solutions that deliver measurable business impact and exceptional customer experiences. You’ll own the tribe’s roadmap, delivery, and performance, ensuring decisions are data-driven and aligned with Kuda’s broader strategic and financial goals. You’ll also play a key role in building and developing a strong product team, fostering collaboration and accountability across stakeholders. Responsibilities 1. Delivery & Execution Lead tribe planning and QBRs, ensuring alignment, clarity, and dependency management. Champion thin-slice, iterative delivery focused on measurable outcomes. Provide consistent visibility to leadership through metrics, progress updates, and proactive risk management. 2. Data & Experimentation Promote a culture of data-driven decision-making, establishing strong experimentation and measurement practices. Ensure squads have the insights, analytics, and tools needed for effective prioritisation. 3. Product Quality, Risk & Compliance Ensure all products meet regulatory, compliance, and security requirements. Embed standards for reliability, performance, accessibility, and localisation into delivery practices. 4. People Leadership & Organisation Building Hire, coach, and develop Product Managers across multiple levels. Foster a culture of clarity, focus, and ownership of outcomes. Define and uphold high standards for product discovery, delivery, and communication craft. 5. Day-to-Day Collaboration With BLO: Align product strategy with business objectives and financial targets. With DM/TLs: Manage capacity, technical debt, and sustainable delivery practices. With Other Tribe Leads: Coordinate dependencies and shared initiatives. With Compliance, Legal, Marketing, and CX: Ensure alignment across customer, regulatory, and commercial goals.