Fraud Investigtor III
Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?
Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.
While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU.
PAY RANGE
The Target Pay Range for this position is $38.56-$47.02 hourly. The full Pay Range is $30.00-$55.63 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.
BENEFITS – because people helping people starts with supporting you
• 401(k) Company Match (up to 3%)
• 4% annual contribution to your 401(k) by BECU
• Medical, Dental and Vision (family contributions as well)
• PTO Program + Exchange Program
• Tuition Reimbursement Program
• BECU Cares volunteer time off + donation match
IMPACT YOU’LL MAKE:
As a Fraud Investigator III, you’ll play a critical role in protecting our members and strengthening BECU’s fraud prevention efforts. Your expertise will directly influence high‑risk case outcomes, SAR determinations, and the identification of complex fraud rings. You’ll help elevate investigation quality across the team by coaching others and sharing best practices. In a growing, evolving environment, your voice and experience will help shape smarter workflows and stronger controls. This role gives you the opportunity to make meaningful impact while continuing to grow as a fraud leader.
To join our dynamic team, we require candidates to be residents of WA, OR, ID, AZ, TX, GA, NC, VA or SC. If you’re located in Washington state and within a reasonable driving distance from Tukwila, we are requesting that you come into our HQ on Tuesdays & Wednesdays. For those candidates that live outside the commute distance of TFC and in any of our approved remote work locations, this role will be remote. Remote or onsite, we are committed to ensuring you are fully engaged and included in our collaborative environment.
WHAT YOU’LL DO:
• Advanced Fraud Investigations: You’ll analyze, monitor, and investigate complex fraud activity, including high‑dollar transactions, account takeovers, identity theft, fraud rings, and elder abuse cases across multiple products and services.
• Case Management & Decisioning: You’ll manage multiple sophisticated investigations at once, completing thorough reviews, conducting member interviews, and making sound decisions within regulatory and compliance timeframes.
• SAR Determinations & Filings: You’ll determine when Suspicious Activity Reports are required and complete high‑quality SAR filings in accordance with regulatory standards and deadlines.
• Quality & Risk Assessment: You’ll perform in‑depth analysis of evidence, assess the accuracy and credibility of information, and develop well‑supported investigative conclusions that meet quality expectations.
• Trend & Ring Analysis: You’ll identify emerging fraud trends, larger fraud rings, and systemic vulnerabilities, escalating issues appropriately to reduce risk and losses.
• Collaboration & Knowledge Sharing: You’ll actively participate in—and often lead—knowledge‑sharing sessions, working closely with peers, strategy partners, and leadership to improve fraud detection and investigations.
• Coaching & Support: You’ll provide guidance, feedback, and escalation support to other Fraud Investigators, helping elevate investigation quality and SAR writing across the team.
• External Partnership Support: You’ll collaborate with law enforcement and external partners by providing documentation, filing police reports when applicable, and supporting credit union loss recovery efforts.
• Continuous Improvement: You’ll contribute ideas to enhance alerts, workflows, and investigative processes, helping the department
Apply tot his job
Apply To this Job
Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.
While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU.
PAY RANGE
The Target Pay Range for this position is $38.56-$47.02 hourly. The full Pay Range is $30.00-$55.63 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.
BENEFITS – because people helping people starts with supporting you
• 401(k) Company Match (up to 3%)
• 4% annual contribution to your 401(k) by BECU
• Medical, Dental and Vision (family contributions as well)
• PTO Program + Exchange Program
• Tuition Reimbursement Program
• BECU Cares volunteer time off + donation match
IMPACT YOU’LL MAKE:
As a Fraud Investigator III, you’ll play a critical role in protecting our members and strengthening BECU’s fraud prevention efforts. Your expertise will directly influence high‑risk case outcomes, SAR determinations, and the identification of complex fraud rings. You’ll help elevate investigation quality across the team by coaching others and sharing best practices. In a growing, evolving environment, your voice and experience will help shape smarter workflows and stronger controls. This role gives you the opportunity to make meaningful impact while continuing to grow as a fraud leader.
To join our dynamic team, we require candidates to be residents of WA, OR, ID, AZ, TX, GA, NC, VA or SC. If you’re located in Washington state and within a reasonable driving distance from Tukwila, we are requesting that you come into our HQ on Tuesdays & Wednesdays. For those candidates that live outside the commute distance of TFC and in any of our approved remote work locations, this role will be remote. Remote or onsite, we are committed to ensuring you are fully engaged and included in our collaborative environment.
WHAT YOU’LL DO:
• Advanced Fraud Investigations: You’ll analyze, monitor, and investigate complex fraud activity, including high‑dollar transactions, account takeovers, identity theft, fraud rings, and elder abuse cases across multiple products and services.
• Case Management & Decisioning: You’ll manage multiple sophisticated investigations at once, completing thorough reviews, conducting member interviews, and making sound decisions within regulatory and compliance timeframes.
• SAR Determinations & Filings: You’ll determine when Suspicious Activity Reports are required and complete high‑quality SAR filings in accordance with regulatory standards and deadlines.
• Quality & Risk Assessment: You’ll perform in‑depth analysis of evidence, assess the accuracy and credibility of information, and develop well‑supported investigative conclusions that meet quality expectations.
• Trend & Ring Analysis: You’ll identify emerging fraud trends, larger fraud rings, and systemic vulnerabilities, escalating issues appropriately to reduce risk and losses.
• Collaboration & Knowledge Sharing: You’ll actively participate in—and often lead—knowledge‑sharing sessions, working closely with peers, strategy partners, and leadership to improve fraud detection and investigations.
• Coaching & Support: You’ll provide guidance, feedback, and escalation support to other Fraud Investigators, helping elevate investigation quality and SAR writing across the team.
• External Partnership Support: You’ll collaborate with law enforcement and external partners by providing documentation, filing police reports when applicable, and supporting credit union loss recovery efforts.
• Continuous Improvement: You’ll contribute ideas to enhance alerts, workflows, and investigative processes, helping the department
Apply tot his job
Apply To this Job