Fintech Product Manager (Wallet & Payments)
About Snaplii Snaplii is one of Canada’s fastest-growing fintech platforms, transforming how consumers pay, save, and earn rewards. With: • $100M+ in annual transaction volume • 200,000+ users across North America • 500+ leading brands including Walmart, Amazon, and Esso • A fully in-house engineered platform built for scale Snaplii has ranked as high as #5 on the Apple App Store during peak shopping seasons and consistently remains in the Top 40, powered by a highly engaged and high-retention user base. We are building the next generation of consumer financial infrastructure and are looking for a product leader to help architect it. About the Role We are seeking a Fintech Product Manager who deeply understands how money is stored, moved, safeguarded, and spent and can translate that understanding into scalable, compliant product systems. You will own: • Snaplii’s next-generation wallet and balance products (Wallet 2.0) • Core payments architecture across Canada and the United States • End-to-end user money flows from funding to holding to spending and retention This is a high-impact role focused on compliance-first scale, payment cost optimization, and future-ready infrastructure, including cross-border and stablecoin-enabled payments. Key Responsibilities 1. Wallet & Balance Product Ownership (Canada & US) • Design end-to-end money flows: top-up, spend, hold, transfer, withdrawal constraints • Define reward/interest/earnings calculation logic and user transparency standards • Establish clear product boundaries within Canadian and U.S. regulatory frameworks • Define stakeholder role architecture (Snaplii vs. custodian, trust, issuer, payment partners) • Design money movement logic that improves retention, increases success rates, and supports expansion 2. Compliance-by-Design Development Partner closely with Legal, Compliance, and Banking/Custody providers to embed regulatory requirements directly into product logic: • KYC/KYB and identity verification frameworks • Funds safeguarding and segregation principles • Account type restrictions and transaction limitations • Monitoring systems, exception handling, and compliance-driven UX constraints 3. North America Payments Architecture Develop deep product-level expertise across: • Pay-by-Bank / A2A / real-time payments • Card networks including Visa and Mastercard • 3DS, disputes and chargebacks, liability shift, MCC classification • Authorization behavior and settlement mechanics 4. Payment Cost Optimization & Unit Economics • Improve blended payment costs and steer users toward lower-cost rails • Reduce chargeback exposure through risk-aware product design • Design incentives balancing conversion, cost, and user experience • Build scalable decision frameworks aligning product growth with sustainable unit economics 5. Cross-Border & Future Payments Enablement (Preferred) Support Snaplii’s long-term strategy around cross-border and stablecoin-powered payments, including: • Understanding how USDC/USDT enable real-world consumer spending • Exploring Snaplii’s role as a last-mile consumer spending layer Candidates do not need to be crypto traders but should understand where stablecoins create real payment utility. Qualifications • 5+ years of experience in fintech product, payments, or wallet/stored-value products • Hands-on experience building or operating wallet/payment products in Canada and/or the U.S. • Deep expertise in at least two of the following: Wallet/stored value/balance products Bank-to-bank payments (A2A, RTP, EFT, ACH) Card networks (Visa/Mastercard), disputes, risk, and chargebacks • Strong cross-functional leadership across Legal, Compliance, Banking/Custody, and PSPs • Ability to translate complex regulatory requirements into clear, scalable product systems • Mandarin language proficiency is strongly preferred to support cross‑regional communication and project alignment Required Experience • Experience partnering with custodian banks, trust accounts, issuers, and PSPs • Familiarity with MSB / PSP registration-driven product design • Proven track record launching compliant wallet/balance products from pilot to scale • Practical understanding of cross-border payments and stablecoin rails • Experience building 0→1 products or scaling compliance-constrained MVPs to mass adoption Additional Information • Visa Sponsorship Available (H1 sponsorship and Green Card support where applicable) Equal Opportunity Employer Snaplii is committed to building a diverse and inclusive workplace. We encourage applications from all qualified individuals and are dedicated to fostering an environment where everyone can thrive. Additional Job Application Terms This job is part of LinkedIn’s Full-Service Hiring beta program. Eligibility is limited to candidates located in and performing services in the United States, excluding those based in Alaska, Hawaii, Nevada, South Carolina, or West Virginia. We’re committed to making our hiring process