Financial Crime Risk Analyst II - Quality Assurance (US)
About the position
The Financial Crime Risk Analyst II role provides a range of analytical, research and assessment support to the development of and enhancements to the enterprises FCRM programs and processes. This role may interact with key stakeholders and third-party service providers to deliver AML/ATF/Sanctions/ABAC programs that satisfy regulatory requirements. Additionally, this role assists in reviewing higher risk customer or transactional information.
Responsibilities
β’ Provides FCRM research, evaluation, operational, reporting and/or analytical support in oversight, advisory services and control function to business (FCRM) partners, in a timely manner
β’ Co-ordinates requests to and from, business (FCRM) partners
β’ Assists in the preparation of summaries, communications, reports and presentations for management, regulators, and other internal and external stakeholders
β’ Recommends responses to enterprise FCRM Program questions and immediately escalates any sensitive issues according to departmental procedures
β’ Analyzes data and draws conclusions to meet program health reporting requirements
β’ Analyzes emerging trends pertaining to regulatory changes, reporting or other departmental functions and provides recommendations to enhance or rectify FCRM- related gaps, issues and enhancements
β’ Proactively identifies matters requiring additional review, escalation, and liaises with appropriate staff to resolve, as appropriate
β’ Coordinates tracking and reporting of FCRM function initiatives and programs
β’ Prioritizes and manages own workload to meet SLA requirements for service and productivity
β’ Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
β’ Protects the interests of the organization β identifies and manages risks, and escalates non-standard, high-risk transactions / activities as necessary
β’ Acquires and applies expertise in the FCRM discipline, provides guidance, assistance and direction to other FCRM partners
β’ Identifies, recommends and effectively executes standard practices applicable to the FCRM discipline
β’ Keeps abreast of emerging issues, trends, and evolving regulatory requirements
β’ Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
β’ Adheres to internal policies / procedures and applicable regulatory guidelines
β’ Coordinates with other FCRM partners and compliance partners to ensure consistence in the application of FCRM
β’ Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest
β’ Supports the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unit
β’ Keeps current on emerging trends / developments and grows knowledge of the business, related tools and techniques
β’ Participates in personal performance management and development activities, including cross training within own team
β’ Keeps others informed and up to date about the status / progress of projects and/or all relevant or useful information related to day-to-day activities
β’ Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate
β’ Contributes to a fair, positive and equitable environment that supports a diverse workforce
β’ Acts as a brand champion for your function and the bank, both internally and/or externally
β’ Grows knowledge of the business, related tools and techniques
Requirements
β’ Undergraduate degree or equivalent work experience
β’ 3+ years experience
Nice-to-haves
β’ Complex AML/ATF/Fraud investigations (+ fraud)
β’ Strong attention to detail to identify discrepancies or areas for improvement
β’ Excellent verbal and written communication skills to provide clear and constructive feedback to investigations via QA scorecard
β’ Ability to present findings in a concise and understandable manner
Benefits
β’ Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals.
β’ Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
β’ Through regular development conversations, training programs, and a competitive benefits plan, weβre committed to providing the support our colleagues need to thrive both at work and at home.
Apply Now
Apply Now
The Financial Crime Risk Analyst II role provides a range of analytical, research and assessment support to the development of and enhancements to the enterprises FCRM programs and processes. This role may interact with key stakeholders and third-party service providers to deliver AML/ATF/Sanctions/ABAC programs that satisfy regulatory requirements. Additionally, this role assists in reviewing higher risk customer or transactional information.
Responsibilities
β’ Provides FCRM research, evaluation, operational, reporting and/or analytical support in oversight, advisory services and control function to business (FCRM) partners, in a timely manner
β’ Co-ordinates requests to and from, business (FCRM) partners
β’ Assists in the preparation of summaries, communications, reports and presentations for management, regulators, and other internal and external stakeholders
β’ Recommends responses to enterprise FCRM Program questions and immediately escalates any sensitive issues according to departmental procedures
β’ Analyzes data and draws conclusions to meet program health reporting requirements
β’ Analyzes emerging trends pertaining to regulatory changes, reporting or other departmental functions and provides recommendations to enhance or rectify FCRM- related gaps, issues and enhancements
β’ Proactively identifies matters requiring additional review, escalation, and liaises with appropriate staff to resolve, as appropriate
β’ Coordinates tracking and reporting of FCRM function initiatives and programs
β’ Prioritizes and manages own workload to meet SLA requirements for service and productivity
β’ Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
β’ Protects the interests of the organization β identifies and manages risks, and escalates non-standard, high-risk transactions / activities as necessary
β’ Acquires and applies expertise in the FCRM discipline, provides guidance, assistance and direction to other FCRM partners
β’ Identifies, recommends and effectively executes standard practices applicable to the FCRM discipline
β’ Keeps abreast of emerging issues, trends, and evolving regulatory requirements
β’ Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
β’ Adheres to internal policies / procedures and applicable regulatory guidelines
β’ Coordinates with other FCRM partners and compliance partners to ensure consistence in the application of FCRM
β’ Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest
β’ Supports the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unit
β’ Keeps current on emerging trends / developments and grows knowledge of the business, related tools and techniques
β’ Participates in personal performance management and development activities, including cross training within own team
β’ Keeps others informed and up to date about the status / progress of projects and/or all relevant or useful information related to day-to-day activities
β’ Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate
β’ Contributes to a fair, positive and equitable environment that supports a diverse workforce
β’ Acts as a brand champion for your function and the bank, both internally and/or externally
β’ Grows knowledge of the business, related tools and techniques
Requirements
β’ Undergraduate degree or equivalent work experience
β’ 3+ years experience
Nice-to-haves
β’ Complex AML/ATF/Fraud investigations (+ fraud)
β’ Strong attention to detail to identify discrepancies or areas for improvement
β’ Excellent verbal and written communication skills to provide clear and constructive feedback to investigations via QA scorecard
β’ Ability to present findings in a concise and understandable manner
Benefits
β’ Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals.
β’ Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
β’ Through regular development conversations, training programs, and a competitive benefits plan, weβre committed to providing the support our colleagues need to thrive both at work and at home.
Apply Now
Apply Now