Financial Controller – Capital Strategy & Funding Execution (SBA, Commercial Lending, Grants) - Contract to Hire

Remote Full-time
Company: Next Gen Junk Removal Co.

Location: Remote (U.S. Based Preferred)

Engagement Type: Contract to Full-Time

Experience Required: 5–7+ Years



About Next Gen Junk Removal Co.

Next Gen Junk Removal Co. is a growth-focused, operations-driven junk removal and dumpster rental company engineered for multi-state scalability. We are building a professionally structured organization centered around margin control, operational efficiency, and disciplined capital deployment.

We are now seeking a seasoned Financial Controller to architect and execute our funding strategy so we can launch and scale operations with precision.



Position Overview

We require a highly intelligent, analytical, and resourceful Controller with proven experience securing and structuring:

• SBA Loans (7(a), 504, Microloan programs)

• Traditional bank term loans & lines of credit

• Equipment financing

• Business credit card strategy

• Business credit building frameworks

• Federal, state, and private grants

• Alternative lending structures

This role is not clerical. It is strategic. You will design the capital stack that fuels operations.



Core Responsibilities

Capital Acquisition & Structuring

• Research and identify optimal SBA programs for our operational model.

• Prepare and assemble complete SBA and commercial loan packages.

• Structure debt vs. equity positioning strategically.

• Build lender target lists (banks, credit unions, fintech lenders).

• Lead funding conversations with financial institutions.

• Secure equipment financing for trucks and dumpsters.

Grant & Incentive Strategy

• Identify federal, state, and municipal grant programs relevant to logistics, waste management, and small business operations.

• Prepare and submit compliant grant applications.

• Track reporting requirements post-award.

Credit & Financial Infrastructure

• Develop a business credit-building roadmap.

• Secure high-limit business credit cards aligned with operational needs.

• Establish banking relationships that support scaling.

• Ensure financial documentation readiness (P&L, balance sheet, projections).

Financial Governance

• Implement internal financial controls.

• Support budgeting and capital deployment planning.

• Build funding timelines tied to operational launch phases.



Required Qualifications

• 5–7+ years of experience as a Controller, Senior Financial Analyst, or Funding Specialist.

• Demonstrated success securing SBA financing.

• Experience negotiating directly with banks and lenders.

• Deep understanding of underwriting criteria.

• Strong financial modeling and forecasting capability.

• Exceptional written and verbal English communication skills.

• Professional, respectful, and articulate demeanor.

• High-level intuition in capital structuring and funding strategy.



Preferred Experience

• Experience with logistics, service-based, or field-service businesses.

• Familiarity with equipment financing structures.

• Experience building credit profiles for newly formed entities.

• Knowledge of QuickBooks, Gusto, and funding documentation systems.

• Experience working with scaling startups.



Compensation Structure

• Competitive contract rate (Hourly or Project-Based).

• Performance incentives tied to successful capital acquisition.

• Opportunity to transition into long-term Controller role as we scale.



What We Value

• Strategic thinking over task execution.

• Initiative without micromanagement.

• Precision in documentation.

• Respectful and intelligent communication.

• Conversational confidence when speaking with lenders.

We are building a company that will outlast competitors. We require someone equally committed to excellence.



Application Requirements

To be considered, please submit:

1. A summary of SBA loans or commercial loans you have successfully secured.

2. Average funding amounts you have obtained.

3. Your experience with grant procurement.

4. A brief explanation of how you would structure funding for a junk removal startup launching with 2 trucks.

Incomplete applications will not be reviewed.

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