Financial Analyst

About OnePayOnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:Checking and high-yield savings accountsDomestic and international peer-to-peer paymentsCredit Builder and credit score monitoringDigital wallet / contactless payment solutionsBuy-now-pay-later installment loans at WalmartWhy do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!The RoleAs a Financial Analyst at OnePay, you'll develop robust financial analysis and build efficient financial processes to support our business objectives. You’ll develop forecasts and budgets, track business performance, and conduct ad hoc analysis, primarily focused on OnePay's credit products. Success in this role means that finance is able to deliver timely insights to our business partners thanks to your data-driven insights, modeling skills, attention to detail, and focus on continuous improvement.This role is responsible for:Forecasting and budgeting:Building, improving, and maintaining complex Google Sheets and Excel modelsGathering business inputs and developing forecasts and budgetsAnalyzing assumptions and outputs, providing insights about expected business trends and performance to partners & General Manager of credit productsDeveloping crisp and clear materials for business partner and executive audiencesManagement reporting and financial analysis:Developing, building, and automating actionable management reportsCoordinating variance analysis and developing materials to provide insightsPartnering with analytics and other finance teams for key performance tracking and analysisAd hoc projects and analysis:Conducting analysis and supporting business priorities including new product development, pricing and revenue strategies, and expense efficiency strategiesIdentifying opportunities to simplify and automate processes within finance and accounting as we scaleCollaborating to guide important initiatives such as process improvement and standardization, system enhancements, and data governance.You Bring2 - 5 years of relevant work experience in strategic finance, corporate finance, FP&A, banking, or related fieldsFinancial services experience, particularly with consumer credit products, a plusBachelor's degree in Finance, Business, Economics, Accounting, or other relevant fieldAdvanced proficiency in Google Sheets and ExcelStrong proficiency in SQL and a strong analytical mindset and grasp of data analysisSkill in written, verbal, and visual communication of dataProblem solving skills and business judgment to ask astute questions, design meaningful analyses, and translate output into actionable insightsAn act-like-an-owner mentality. We have a bias toward taking action.Fluent EnglishWhat We OfferCompetitive base salary, stock options, and health benefits from Day 1401(k) plan with company matchRemote-friendly (US), flexible time off (FTO), and opportunities for growthA high-growth, mission-driven, inclusive culture where your work has real impactStandard Interview ProcessInitial Interview with Talent PartnerTechnical or Hiring Manager InterviewTeam InterviewExecutive InterviewOffer!Equal Employment OpportunityTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [email protected].

Apply Now