Experienced Loan Officer Assistant (Remote β Work From Home)
About the Opportunity
We are seeking an Experienced Loan Officer Assistant with strong income and credit analysis skills to support a top-producing Loan Officer based in Dallas, TX. The majority of production is in Texas, and this role supports a high-volume, referral-driven business model fueled by strong real estate agent relationships and social media engagement.
This is not an entry-level position. We are looking for someone confident in income analysis, credit review, AUS findings, file documentation, and pipeline coordination β someone who can think like an underwriter and operate like a strategic partner to a high-performing loan officer.
This is a fully remote position. You may live anywhere in the United States.
What Makes This Role Unique
β’ High referral volume from strong agent partnerships
β’ Significant filtering and prequalification activity
β’ CRM-driven communication workflows already automated
β’ Heavy focus on scenario structuring and borrower analysis
β’ Direct daily interaction with a top-producing Loan Officer
β’ Structured accountability with daily pipeline reporting
Primary Responsibilities
Income, Credit & Scenario Analysis
β’ Review and analyze borrower income scenarios
β’ Evaluate complex income types, including:
β’ Self-employed borrowers (Schedule C, K-1, 1120S/1120 returns)
β’ Commission and bonus income
β’ Traveling nurses and contract income
β’ Variable, seasonal, or declining income
β’ Review full tri-merge credit reports
β’ Analyze credit profiles for risk, payment patterns, and qualifying factors
β’ Identify potential red flags early
β’ Run Automated Underwriting Systems (AUS) such as DU/LP
β’ Interpret AUS findings and structure files accordingly
β’ Utilize income analyzer software to support calculations
β’ Structure clean, well-documented pre-approvals
LOS Documentation & File Management (Core Responsibility)
β’ Enter and maintain detailed file documentation in the LOS throughout the life of the loan
β’ Add thorough, clear, and compliance-ready notes at every stage
β’ Document income calculations, credit analysis, AUS findings, and decision rationale
β’ Maintain organized electronic files to prepare for processing and underwriting
β’ Ensure loan files are audit-ready at all times
Pipeline & Team Coordination
β’ Provide daily pipeline status reports to the Loan Officer
β’ Monitor file progression and proactively identify potential issues
β’ Coordinate closely with:
β’ Top-Producing Loan Officer
β’ Processor
β’ Underwriters
β’ Company Owner
β’ Ensure smooth communication between all parties
β’ Support document review and pre-underwriting preparation
β’ Help maintain speed, structure, and quality in a high-volume pipeline
Ideal Candidate Profile
β’ 3+ years mortgage industry experience
β’ Prior mortgage underwriting experience strongly preferred
β’ Strong income analysis background
β’ Confident reviewing tax returns and complex borrower scenarios
β’ Experience reviewing credit reports and running AUS
β’ Extremely detail-oriented and organized
β’ Strong written documentation skills
β’ Comfortable working in a fast-paced, referral-heavy environment
β’ Able to think critically and problem-solve independently
β’ Self-motivated and reliable in a remote setting
Technology & Tools
β’ CRM with automated borrower communication
β’ Income analyzer software provided
β’ LOS experience required (ARIVE or similar preferred)
β’ Experience with DU/LP required
What Success Looks Like
β’ Accurate and confident income and credit analysis
β’ Properly structured files aligned with AUS findings
β’ Thorough LOS documentation and clean file notes
β’ Clear daily pipeline reporting
β’ Proactive identification of file weaknesses
β’ Strong coordination across the team
Why This Role Is Attractive
β’ Fully remote (U.S.-based)
β’ Work alongside a top-producing Loan Officer
β’ Structured systems and automation already in place
β’ Stable, referral-driven business model
If you are strong in income and credit analysis, take pride in detailed file documentation, and enjoy being the operational backbone behind a high-performing loan officer β we would love to speak with you.
Apply today and tell us about your experience reviewing complex income, analyzing credit, running AUS, and managing loan files from application through closing.
Pay: $60,000.00 - $150,000.00 per year
Benefits:
β’ Work from home
Work Location: Remote
Apply Now
Apply Now
We are seeking an Experienced Loan Officer Assistant with strong income and credit analysis skills to support a top-producing Loan Officer based in Dallas, TX. The majority of production is in Texas, and this role supports a high-volume, referral-driven business model fueled by strong real estate agent relationships and social media engagement.
This is not an entry-level position. We are looking for someone confident in income analysis, credit review, AUS findings, file documentation, and pipeline coordination β someone who can think like an underwriter and operate like a strategic partner to a high-performing loan officer.
This is a fully remote position. You may live anywhere in the United States.
What Makes This Role Unique
β’ High referral volume from strong agent partnerships
β’ Significant filtering and prequalification activity
β’ CRM-driven communication workflows already automated
β’ Heavy focus on scenario structuring and borrower analysis
β’ Direct daily interaction with a top-producing Loan Officer
β’ Structured accountability with daily pipeline reporting
Primary Responsibilities
Income, Credit & Scenario Analysis
β’ Review and analyze borrower income scenarios
β’ Evaluate complex income types, including:
β’ Self-employed borrowers (Schedule C, K-1, 1120S/1120 returns)
β’ Commission and bonus income
β’ Traveling nurses and contract income
β’ Variable, seasonal, or declining income
β’ Review full tri-merge credit reports
β’ Analyze credit profiles for risk, payment patterns, and qualifying factors
β’ Identify potential red flags early
β’ Run Automated Underwriting Systems (AUS) such as DU/LP
β’ Interpret AUS findings and structure files accordingly
β’ Utilize income analyzer software to support calculations
β’ Structure clean, well-documented pre-approvals
LOS Documentation & File Management (Core Responsibility)
β’ Enter and maintain detailed file documentation in the LOS throughout the life of the loan
β’ Add thorough, clear, and compliance-ready notes at every stage
β’ Document income calculations, credit analysis, AUS findings, and decision rationale
β’ Maintain organized electronic files to prepare for processing and underwriting
β’ Ensure loan files are audit-ready at all times
Pipeline & Team Coordination
β’ Provide daily pipeline status reports to the Loan Officer
β’ Monitor file progression and proactively identify potential issues
β’ Coordinate closely with:
β’ Top-Producing Loan Officer
β’ Processor
β’ Underwriters
β’ Company Owner
β’ Ensure smooth communication between all parties
β’ Support document review and pre-underwriting preparation
β’ Help maintain speed, structure, and quality in a high-volume pipeline
Ideal Candidate Profile
β’ 3+ years mortgage industry experience
β’ Prior mortgage underwriting experience strongly preferred
β’ Strong income analysis background
β’ Confident reviewing tax returns and complex borrower scenarios
β’ Experience reviewing credit reports and running AUS
β’ Extremely detail-oriented and organized
β’ Strong written documentation skills
β’ Comfortable working in a fast-paced, referral-heavy environment
β’ Able to think critically and problem-solve independently
β’ Self-motivated and reliable in a remote setting
Technology & Tools
β’ CRM with automated borrower communication
β’ Income analyzer software provided
β’ LOS experience required (ARIVE or similar preferred)
β’ Experience with DU/LP required
What Success Looks Like
β’ Accurate and confident income and credit analysis
β’ Properly structured files aligned with AUS findings
β’ Thorough LOS documentation and clean file notes
β’ Clear daily pipeline reporting
β’ Proactive identification of file weaknesses
β’ Strong coordination across the team
Why This Role Is Attractive
β’ Fully remote (U.S.-based)
β’ Work alongside a top-producing Loan Officer
β’ Structured systems and automation already in place
β’ Stable, referral-driven business model
If you are strong in income and credit analysis, take pride in detailed file documentation, and enjoy being the operational backbone behind a high-performing loan officer β we would love to speak with you.
Apply today and tell us about your experience reviewing complex income, analyzing credit, running AUS, and managing loan files from application through closing.
Pay: $60,000.00 - $150,000.00 per year
Benefits:
β’ Work from home
Work Location: Remote
Apply Now
Apply Now