Director, Product Management – Credit Products (Latin America & Caribbean)

About the position Responsibilities • Product Leadership: Own the full lifecycle of credit products, from market analysis and ideation to launch, optimization, and growth. Champion product excellence and innovation at every stage for mass and affluent segments. • Strategic Execution: Translate business objectives into actionable product strategies. Define and deliver a robust roadmap for credit products, ensuring alignment with customer needs and market trends across diverse client bases. • Market Expansion: Develop tailored go-to-market strategies for each LAC market, collaborate with execution driving consistent growth and product differentiation across the region. • Performance Management: Take full accountability for product P&L. Monitor KPIs, analyze performance data, and implement initiatives to maximize uptake, usage, and profitability. • Stakeholder Engagement: Lead cross-functional teams—including Technology, Benefits, Marketing, Sales, Operations, and external partners—to deliver product initiatives on time and within scope. • Innovation: Identify and implement digital and experiential innovations that set our credit products apart in the mass and affluent segments. • Client Advocacy: Serve as the subject matter expert for credit products. Represent the portfolio at industry events, engage directly with clients, and leverage feedback for continuous improvement. • Continuous Improvement: Stay ahead of market trends, competitor activity, and evolving customer needs to refine and enhance the credit product offering. Requirements • 10+ years of relevant work experience with a Bachelor’s Degree or at least 7 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 4 years of work experience with a PhD, OR 13+ years of relevant work experience. • 8+ years of product management experience (at least 5 years in payments and financial services). • Bachelor’s degree required. • Proven track record of full lifecycle product ownership, including ideation, launch, and optimization. • Strong commercial acumen: experience managing P&L, setting business goals, and driving measurable outcomes. • Analytical mindset: skilled at using data and market analysis to inform decisions. • Cross-functional leadership: experience delivering results in matrix global organizations. • Excellent communication skills: able to influence stakeholders and clearly articulate product vision, requirements, and results. • Languages: fluent in English and Spanish. Nice-to-haves • 12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD • Advanced degree preferred. • Portuguese is a strong plus. Benefits • Medical • Dental • Vision • 401 (k) • FSA/HSA • Life Insurance • Paid Time Off • Wellness Program Apply tot his job