Data Scientist – Commercial Banking Pricing & Profitability
Overview:
DATA SCIENTIST – COMMERCIAL BANKING PRICING & PROFITABILITY
WHAT IS THE OPPORTUNITY?
Responsible for leading data strategy and analytics for Commercial Banking Pricing and Profitability. This role will drive enterprise-wide alignment on profitability metrics, serve as the data steward for Finance in the Enterprise Data Warehouse, and develop advanced analytics to optimize capital performance. The ideal candidate will combine deep technical expertise in data modeling and analytics with a strong understanding of commercial banking and risk-adjusted profitability frameworks.
WHAT WILL YOU DO?
• Lead Commercial Profitability data alignment across the Enterprise, ensuring a single source of truth.
• Act as the data steward for Finance, governing data quality, integrity, and accessibility for profitability metrics.
• Develop reporting analytics to evaluate Line of Business segment Return on Capital performance, highlighting areas of strength and opportunity for improvement down to the relationship manager level.
• Build Asset Liability Management (ALM) data models to align Commercial loan IRR trends and forecasting, improving accuracy for Line of Business portfolios.
• Analyze large datasets to identify trends, risks, and opportunities in commercial lending and banking products.
• Create interactive dashboards and visualizations (e.g., Tableau) to communicate insights to stakeholders.
• Collaborate with Lines of Business to educate teams on profitability tools and pricing optimization strategies.
WHAT DO YOU NEED TO SUCCEED
Required Qualifications*
• Bachelor's Degree or equivalent Finance
• 5+ years of experience in data architecture, analytics, or a related field, with expertise in commercial banking or financial services.
• 3+ years of experience with profitability metrics (RAR, RAROC).
• Strong technical skills in data modeling, ETL processes, and tools like SQL, Python, or Alteryx.
Additional Qualifications
• Proficiency in visualization tools (e.g., Tableau, Power BI) and advanced analytics platforms.
• Excellent communication and stakeholder management skills, with the ability to translate technical insights into actionable business strategies.
• SQL, Python, or Alteryx
• Strong knowledge on Commercial Banking loan data
• Bachelor’s degree in Finance, Economics, Data Science, or a related field; advanced degree preferred.
WHAT'S IN IT FOR YOU?
CompensationStarting base salary: $87,000 - $153,000 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
• Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
• Generous 401(k) company matching contribution
• Career Development through Tuition Reimbursement and other internal upskilling and training resources
• Valued Time Away benefits including vacation, sick and volunteer time
• Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
• Career Mobility support from a dedicated recruitment team
• Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our Benefits and Perks.
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us.
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
• Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
#LI-JR1
#CR-JR
Remote
About the Company:
City National Bank
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DATA SCIENTIST – COMMERCIAL BANKING PRICING & PROFITABILITY
WHAT IS THE OPPORTUNITY?
Responsible for leading data strategy and analytics for Commercial Banking Pricing and Profitability. This role will drive enterprise-wide alignment on profitability metrics, serve as the data steward for Finance in the Enterprise Data Warehouse, and develop advanced analytics to optimize capital performance. The ideal candidate will combine deep technical expertise in data modeling and analytics with a strong understanding of commercial banking and risk-adjusted profitability frameworks.
WHAT WILL YOU DO?
• Lead Commercial Profitability data alignment across the Enterprise, ensuring a single source of truth.
• Act as the data steward for Finance, governing data quality, integrity, and accessibility for profitability metrics.
• Develop reporting analytics to evaluate Line of Business segment Return on Capital performance, highlighting areas of strength and opportunity for improvement down to the relationship manager level.
• Build Asset Liability Management (ALM) data models to align Commercial loan IRR trends and forecasting, improving accuracy for Line of Business portfolios.
• Analyze large datasets to identify trends, risks, and opportunities in commercial lending and banking products.
• Create interactive dashboards and visualizations (e.g., Tableau) to communicate insights to stakeholders.
• Collaborate with Lines of Business to educate teams on profitability tools and pricing optimization strategies.
WHAT DO YOU NEED TO SUCCEED
Required Qualifications*
• Bachelor's Degree or equivalent Finance
• 5+ years of experience in data architecture, analytics, or a related field, with expertise in commercial banking or financial services.
• 3+ years of experience with profitability metrics (RAR, RAROC).
• Strong technical skills in data modeling, ETL processes, and tools like SQL, Python, or Alteryx.
Additional Qualifications
• Proficiency in visualization tools (e.g., Tableau, Power BI) and advanced analytics platforms.
• Excellent communication and stakeholder management skills, with the ability to translate technical insights into actionable business strategies.
• SQL, Python, or Alteryx
• Strong knowledge on Commercial Banking loan data
• Bachelor’s degree in Finance, Economics, Data Science, or a related field; advanced degree preferred.
WHAT'S IN IT FOR YOU?
CompensationStarting base salary: $87,000 - $153,000 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
• Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
• Generous 401(k) company matching contribution
• Career Development through Tuition Reimbursement and other internal upskilling and training resources
• Valued Time Away benefits including vacation, sick and volunteer time
• Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
• Career Mobility support from a dedicated recruitment team
• Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our Benefits and Perks.
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us.
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
• Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
#LI-JR1
#CR-JR
Remote
About the Company:
City National Bank
Apply tot his job
Apply To this Job