Credit Risk Decision Analyst (Luxembourg)
We are seeking a Credit Risk Decision Analyst to design credit risk strategies for Satispay products, with a strong focus on BNPL. The role will involve quantifying credit risk, turning insights into decisions, and helping to define our risk appetite, while collaborating closely with teammates to deliver data-driven solutions. Requirements • 2–5+ years in credit risk policy development (BNPL/short-tenor, SME/consumer, or trade credit) • Strong credit judgment: Can read liquidity, leverage, and cash-flow quality and connect them to limits, terms, and follow-ups • Technical skills: Working Python (pandas/numpy) and SQL skills to pull/clean data and ship repeatable analyses and reports • Communication skills: Clear, structured communication; short memos, crisp recommendations, and constructive collaboration within Finance and with Product/Data/Ops • Operating mindset: Organised, documentation-first mindset; decisions and exceptions are review-ready • Risk ownership: Experience defining or operating risk appetite and simple decision thresholds • Analytics enablement: Familiarity with BI tools (Looker/Metabase/Tableau) and versioned scripts/notebooks • Testing mindset: Comfort running small tests (e.g., threshold tweaks) and measuring impact Benefits • Unlimited paid time off • Psychological support & mental health webinars with Serenis • Flexible hybrid working system • Extended parental leave • Childcare leave • Professional development programmes • Internal mobility program • Language classes with Preply • Internal workshops & training • Stock Option Plan (with additional grants often provided based on performance) • International relocation support • Competitive salary • Meal vouchers Apply tot his job