Credit Risk Decision Analyst (Luxembourg)

We are seeking a Credit Risk Decision Analyst to design credit risk strategies for Satispay products, with a strong focus on BNPL. The role will involve quantifying credit risk, turning insights into decisions, and helping to define our risk appetite, while collaborating closely with teammates to deliver data-driven solutions.
Requirements
• 2–5+ years in credit risk policy development (BNPL/short-tenor, SME/consumer, or trade credit)
• Strong credit judgment: Can read liquidity, leverage, and cash-flow quality and connect them to limits, terms, and follow-ups
• Technical skills: Working Python (pandas/numpy) and SQL skills to pull/clean data and ship repeatable analyses and reports
• Communication skills: Clear, structured communication; short memos, crisp recommendations, and constructive collaboration within Finance and with Product/Data/Ops
• Operating mindset: Organised, documentation-first mindset; decisions and exceptions are review-ready
• Risk ownership: Experience defining or operating risk appetite and simple decision thresholds
• Analytics enablement: Familiarity with BI tools (Looker/Metabase/Tableau) and versioned scripts/notebooks
• Testing mindset: Comfort running small tests (e.g., threshold tweaks) and measuring impact
Benefits
• Unlimited paid time off
• Psychological support & mental health webinars with Serenis
• Flexible hybrid working system
• Extended parental leave
• Childcare leave
• Professional development programmes
• Internal mobility program
• Language classes with Preply
• Internal workshops & training
• Stock Option Plan (with additional grants often provided based on performance)
• International relocation support
• Competitive salary
• Meal vouchers

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