Credit Risk Analyst: Enterprise Payment Solutions
At Jack Henry, we're redefining how community banks and credit unions connect with the people they serve. We're looking for a Credit Risk Analyst to help transform the industry and grow with our company that values purpose, collaboration, and excellence.
Requirements
ā¢ Executes the onboarding of merchant services applications
ā¢ Adheres strictly to KYC, OFAC, and BSA/AML regulatory frameworks and industry mandates
ā¢ Monitors and escalates critical risk concerns to senior management
ā¢ Engages with standard and complex merchant clients, ISOs, VARs, Referral Banks, and the ODFI
ā¢ Manages the client database to optimize workflow efficiency, reporting accuracy, and portfolio analysis
ā¢ Mentors and trains Credit Risk Analysts on proprietary risk management systems, internal policies, and evolving regulatory requirements
ā¢ Identifies necessary enhancements for risk management systems and serves as a subject matter expert for the validation of proposed technical improvements
ā¢ Evaluates the existing merchant portfolio for transaction-level risk, deteriorating financial conditions, or other derogatory indicators
ā¢ Reviews and authorizes modifications to merchant accounts
ā¢ Collaborates with internal and external auditing bodies to ensure sustained compliance with risk protocols and regulatory standards
Benefits
ā¢ Comprehensive benefits
ā¢ Generous Paid Time Off
ā¢ 401k Matching
ā¢ Retirement Plan
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Requirements
ā¢ Executes the onboarding of merchant services applications
ā¢ Adheres strictly to KYC, OFAC, and BSA/AML regulatory frameworks and industry mandates
ā¢ Monitors and escalates critical risk concerns to senior management
ā¢ Engages with standard and complex merchant clients, ISOs, VARs, Referral Banks, and the ODFI
ā¢ Manages the client database to optimize workflow efficiency, reporting accuracy, and portfolio analysis
ā¢ Mentors and trains Credit Risk Analysts on proprietary risk management systems, internal policies, and evolving regulatory requirements
ā¢ Identifies necessary enhancements for risk management systems and serves as a subject matter expert for the validation of proposed technical improvements
ā¢ Evaluates the existing merchant portfolio for transaction-level risk, deteriorating financial conditions, or other derogatory indicators
ā¢ Reviews and authorizes modifications to merchant accounts
ā¢ Collaborates with internal and external auditing bodies to ensure sustained compliance with risk protocols and regulatory standards
Benefits
ā¢ Comprehensive benefits
ā¢ Generous Paid Time Off
ā¢ 401k Matching
ā¢ Retirement Plan
Apply tot his job
Apply To this Job