Credit Review Specialist

U.S. Bank is committed to helping customers make smarter financial decisions and achieve their goals. The Credit Review Specialist role focuses on performing comprehensive credit analysis to support sound lending decisions by evaluating financial data and maintaining high credit quality across accounts. Responsibilities Conduct detailed credit analyses by gathering, reviewing, and interpreting financial and credit information, including credit reports, industry research, tax returns, and related documentation Input and maintain accurate credit data within tracking, reporting, and database systems Prepare clear, well-documented credit analyses and reports for stakeholders responsible for new loan approvals, renewals, and extensions In certain areas, independently make credit decisions within a high-volume production environment Monitor customer accounts and loan portfolios to identify emerging risks, credit issues, or adverse trends Support risk management efforts by proactively identifying potential credit exposure and minimizing loss Build, maintain, and utilize databases and analytical tools to support portfolio analysis and reporting Provide credit-related information and respond to internal or external credit inquiries as appropriate Skills Bachelor's degree, or equivalent work experience Typically one or more years of related experience Basic knowledge of credit and risk analysis, economics, accounting and finance Strong analytical skills Effective verbal and written communication skills Benefits Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Company Overview At U.S. It was founded in 1968, and is headquartered in Minneapolis, Minnesota, USA, with a workforce of 10001+ employees. Its website is