Credit Analyst

Coface is a global leader in trade solutions, helping companies navigate through uncertainty. They are seeking a Credit Analyst who will review financial statements and credit reports to assess the creditworthiness of buyers and produce Debtor Risk Assessments while liaising with Underwriters and monitoring credit risk portfolios. Responsibilities Contact companies and speak with executives to obtain financial and business information required to assess their current situation Gather and analyze additional information (financial statements, professional articles, market data, etc.) as needed Produce Debtor Reports demonstrating that information has been analyzed, where contradictions can be evidenced, conclusions are drawn and that the recommendation to underwriters is clear and precise Act on and respond to DRA revision requests from risk underwriters and analysts in other regions in a timely manner ensuring Service Level Agreements (SLA’s) are respected Monitor risk and update assessments upon receipt of alert from internal (claims) and external sources, and send warnings on specific events to Underwriting Contribute to the accuracy and consistency of Coface’s database of companies, ensuring appropriate identifiers, links, and coherence of DRAs Pro-actively build and maintain good working relationships with underwriting and information colleagues Communicate to underwriters and management any adverse information which is relevant to a review of exposure Ensure compliance with regulations and procedures as laid down by Coface and external regulators Contribute to transversal projects according to skills and experience (vendor management, backoffice management, internal trainings etc…) Skills Bachelor Degree required with a concentration in Finance or equivalent (knowledge of financial analysis including the ability to read and interpret balance sheet and income statement and make recommendations based on liquidity and indebtedness) Excellent capacity to communicate, nature ability and comfort with asking lead-in and follow up questions; awareness and appreciation of prevailing macroeconomic and industry sector drivers and trends as a backdrop against which to evaluate a business's credit worthiness Excellent Computer literacy (MS Office / Excel/Internet Search) Ability to work collaboratively and share information Curiosity and capacity to challenge A first successful experience in a credit analyst role is a strong plus Company Overview Coface is an insurance firm that provides debt collection, credit insurance, risk management, and information services. It was founded in 1946, and is headquartered in Bois-colombes, Ile-de-France, FRA, with a workforce of 1001-5000 employees. Its website is