Credit Analyst

Company Description: Blend is a premier AI services provider, committed to co-creating meaningful impact for its clients through the power of data science, AI, technology, and people. With a mission to fuel bold visions, Blend tackles significant challenges by seamlessly aligning human expertise with artificial intelligence. The company is dedicated to unlocking value and fostering innovation for its clients by harnessing world-class people and data-driven strategy. We believe that the power of people and AI can have a meaningful impact on your world, creating more fulfilling work and projects for our people and clients. For more information, visit www.blend360.com Job Description: Data & Analytics Analyst (Contract) – Consumer Banking We are seeking a detail-oriented Data & Analytics Analyst to support key initiatives within a Consumer Banking environment. This role will focus on data discovery, performance analysis, and reporting to drive tactical improvements across the customer lifecycle. This is a great opportunity for someone who enjoys working at the intersection of data, business strategy, and process optimization. Key Responsibilities Data Analysis & Process Optimization Develop a strong understanding of internal and external data flows supporting business initiatives Identify, access, and connect to data sources including data warehouses and third-party platforms Evaluate existing tools, systems, and platforms used to support analytics and reporting Analyze current business rules, logic, and system configurations to identify inefficiencies or opportunities for improvement Map data movement across systems throughout the customer/account lifecycle Execute data queries to validate accuracy, completeness, and integrity of datasets Analytics & Reporting Analyze performance metrics to measure success of initiatives and validate expected outcomes Monitor portfolio health indicators including growth, profitability, and credit performance Develop and maintain KPI reporting across key business areas such as marketing, underwriting, and account management Build forecasting models to evaluate the financial impact of proposed solutions Establish reporting cadence and define metric ownership across stakeholders Create, execute, and validate recurring reports, ensuring alignment with business and system records Perform ad hoc analysis to uncover trends, behaviors, and performance drivers Stakeholder Communication & Documentation Develop presentation materials to communicate insights and recommendations to business stakeholders Document reporting logic, data sources, and methodologies to ensure transparency and repeatability Create and maintain a comprehensive data dictionary to standardize definitions and usage across teams Qualifications: Qualifications & Skills Bachelor’s degree in Business, Mathematics, Computer Science, Engineering, or a related field 5+ years of experience in credit, lending, banking, financial analysis, or a highly analytical environment Strong experience analyzing credit data, financial information, and risk metrics Proven ability to translate data into actionable insights through reports and presentations Hands-on experience working with data repositories, including data extraction, validation, and reporting outputs Advanced proficiency in Microsoft Excel and standard Microsoft Office tools Experience with SQL and database/query tools for data extraction, validation, and reporting workflows Familiarity with reporting and visualization tools (e.g., Tableau, Power BI) to support KPI tracking and stakeholder communication Understanding of financial analysis, credit adjudication, and lending systems is preferred Strong analytical thinking, attention to detail, and problem-solving skills Excellent communication skills with the ability to present findings to both technical and non-technical audiences Additional Information: #LI-SS3 This role is not eligible for immigration sponsorship. The starting pay range for this role is $40 - $55 USD. Actual compensation within the range will be dependent on several factors including but not limited to relevant experience, skills, certifications, training, and location. It is not typical for an individual to be hired at or near the top of the range and determining factors for compensation are considered for each individual circumstance. BLEND360 also offers a competitive benefits program to meet the health and financial well-being of our team and their families. You can look forward to a range of benefits including medical, dental, vision, 401K, PTO, commuter benefits, spending accounts, life insurance, disability coverage, and EAPs. A diverse workforce is a strong workforce To deliver growth at BLEND360 and for our clients, we believe we have a responsibility and unique opportunity to positively impact the workforce. Diversity has played a critical role in our history, our growth, and continues to have a profound impact on our success. We are determined to have equality in the workplace, within our team and as an extension of our clients’ team. This is not the work of the moment, and this requires continued learning and purposeful actions. We are investing resources to understand and improve the sourcing, selection, and retention of the talent we hire, and ultimately the workforce we provide for our clients. We will communicate our journey in the spirit of transparency and shared learning.