Credit Adjudicator

Fairstone Bank is a leading alternative lending bank in Canada, providing innovative financial solutions tailored to various customer needs. They are seeking a Credit Adjudicator to review and adjudicate vehicle loan applications, ensuring accurate and timely assessments while adhering to credit policy rules.ResponsibilitiesReview and adjudicate vehicle loan applications by assessing an applicants’ creditworthiness based on credit history, income and employment, and collateral valuationEnsure loan applications are assessed accurately and timely in a fast-paced environmentClosely follow credit policy rules to ensure risk parameters are consistently followedWillingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partnersExecute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as requiredProvide prompt, efficient, detailed customer-oriented service to all stakeholdersSkillsYou can follow detailed credit policy guidelines and carefully review credit application and credit bureau report detailsVerbal and written communication skills in French and EnglishYou thrive in a fast-paced environment and have strong attention to detailYou are tech-savvy and know your way through Microsoft Office Suite and OutlookYou must be available to work all shifts mentioned in the job descriptionAll candidates considered for hire must successfully pass a criminal background check, credit check, and validation of their work experience to qualify for hireYou have at least 1 year of prior experience in loan underwriting, experience in a financial institution or within the auto industryPrevious experience working with loan origination softwarePost-secondary education in Finance or Business AdministrationBenefitsGenerous vacation based on your role, statutory holidays, plus 6 wellness days to prioritize your well-being.Robust health and dental coverage through Manulife, as well as virtual healthcare through Dialogue.Group Retirement Savings Plan with up to 7% employer match.Discounts from top retailers via WorkPerks, plus location-based perks like gym memberships and Toronto Bike Share.Gym access at our London and Montreal offices.Education Assistance Program and Fairstone Academy for training and skill development.Parental leave top-up program to help you during life’s big moments.One paid volunteer day to give back to causes that matter to you.Company OverviewFairstone Bank is a non-bank provider of responsible lending solutions for near-prime and non-prime borrowers. It was founded in 1923, and is headquartered in Montréal, Quebec, CAN, with a workforce of 1001-5000 employees. Its website is https://www.fairstone.ca.



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