Credit Adjudicator

Fairstone Bank is a leading provider of responsible lending solutions in Canada, seeking a Bilingual Credit Adjudicator to join their team. The role involves reviewing and adjudicating vehicle loan applications, assessing applicants' creditworthiness, and ensuring compliance with credit policy guidelines. Responsibilities Review and adjudicate vehicle loan applications by assessing an applicants’ creditworthiness based on credit history, income and employment, and collateral valuation Ensure loan applications are assessed accurately and timely in a fast-paced environment Closely follow credit policy rules to ensure risk parameters are consistently followed Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partners Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required Provide prompt, efficient, detailed customer-oriented service to all stakeholders Skills You can follow detailed credit policy guidelines and carefully review credit application and credit bureau report details You thrive in a fast-paced environment and have strong attention to detail You are tech-savvy and know your way through Microsoft Office Suite and Outlook You must be available to work all shifts mentioned in the job description Proficient English and French required to communicate with automobile dealers and customers across Canada; used daily in interactions. (50% English and 50% French) You have at least 1 year of prior experience as a credit analyst or experience in loan underwriting, experience in a financial institution or within the auto industry Previous experience working with loan origination software Post-secondary education in Finance or Business Administration Benefits Work-Life Balance: Our 37.5-hour workweek and hybrid model (3 days in-office) promote a healthy balance. Wellness: Tailored well-being solutions available 24/7. Time Off: Minimum 15 paid vacations, 6 wellness days, with federal holidays. Community Support: Paid Volunteer Day to give back to your community. Retirement Planning: Employee and employer contribution pension plan, plus the Fairstone Retirement Savings Plan Development: Access to Fairstone Academy for comprehensive training and skill development. Discounts: Exclusive access to discounted products and services, including car insurance, hotels, attractions, movies, gym memberships, and more. Company Overview Fairstone Bank is a non-bank provider of responsible lending solutions for near-prime and non-prime borrowers. It was founded in 1923, and is headquartered in Montréal, Quebec, CAN, with a workforce of 1001-5000 employees. Its website is