Consumer Underwriter

Columbia Credit Union is a full-service financial institution dedicated to making life better for its members and communities. The Consumer Underwriter role involves processing and making decisions on retail loan applications, documenting loan decisions, and contributing to product development and process improvements while providing excellent service to members. Responsibilities Participate in team meetings to support the sharing of information and provide training opportunities Maintain positive and supportive relationships with CCU team members for the attainment of credit union quality and growth goals Document and communicate credit decisions Prepare adverse action notices as required Contribute to the development of policy and procedure enhancements and presentation of change opportunities Maintain knowledge of Credit Union policies and procedures to support the performance of responsibilities Maintain knowledge of applicable regulatory and credit union laws Contribute to credit training programs, including Branch and Call Center, as requested Execute assigned lending authorities to decision applications Analyze retail credit applications under guidance of established policy and product definitions Skills Able to work a flexible schedule that includes working weekends Requires 1+ year of consumer lending experience or an equivalent combination of education and financial institution experience Required current NMLS license or ability to obtain upon hire Proficient in the use of Windows software, including Microsoft Office, to support reporting and analysis needs of position Knowledgeable in eligibility requirements and all types of accounts and products the credit union provides including credit life, disability, GAP and MBI insurance Knowledge of federal and state laws and regulations pertaining to lending, thorough knowledge of credit union policy, credit granting criteria, interest rates, and the documentation required for each type of loan available Must be skilled in personal and telephone interviewing techniques, able to identify loan alternatives, able to communicate decisions effectively and maintain a cooperative attitude with staff and members Requires attention to detail, a high degree of organization and excellent solution seeking skills Benefits 100% paid Medical, Dental, Vision for employee - eligible the 1st of the month following hire date Accrued PTO Accrued Extended Sick Time and 11 Paid Bank Holidays 401k Match- 100% match up to 6% employee contribution A fully remote home office option can be considered in Vancouver, Washington or Portland, Oregon areas only AND only after a multiple month, on-site training has been completed and all work from home requirements are met. Tuition Assistance And More! Company Overview Columbia Credit Union is a finance auto loans, home equity loans, mortgages, savings accounts and checking accounts. It was founded in 1952, and is headquartered in Vancouver, Washington, USA, with a workforce of 201-500 employees. Its website is