Consumer Loan Closer - Remote in FL, GA, AL, VA, NC, SC, TX, CO

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! SUMMARY/OBJECTIVES This position is remote in FL, GA, AL, VA, NC, SC, TX, CO. It is the responsibility of the Consumer Loan Closer to ensure loans are closed timely and accurately, following Loan Policy and Internal Procedures. Works closely with the Lending staff, Closing Agents and Dealers, the Consumer Loan Closer ensures necessary due diligence is completed on consumer loan closing requests and prepares consumer loan closing documents using the document preparation system (LaserPro) and delivers closing documents and accompanying documentation to a Closing Agent, Dealer and/or Lender in accordance with the established department Service Level Agreements. The Consumer Loan Closer ensures loan closing documents are prepared in accordance with the loan approval as well as federal and state legal and compliance requirements. ESSENTIAL FUNCTIONS Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. To Process Consumer loan closing requests including, but not limited to the following loan types: HELOC’s and Modifications Reviews loan approval, supporting documentation, and Bank systems to determine that the appropriate due diligence has been completed prior to preparing loan closing documents. The review process would include, but not limited to the following: Loan approval documents, Determination of HMDA eligibility for transactions, flood determinations, title work, insurance documents, Settlement Statements/HUD/Closing Statements, closing disclosures, initial disclosures, titling information, purchase contracts, entity documentation, Appraisals. Works closely with Lending staff, Closing Agents and Dealers to address any documentation deficiencies or issues prior to scheduled loan closing. Escalates issues to Loan Closing Management as necessary. Prepares closing documents on document preparation system (LaserPro) and delivers closing documents and accompanying documentation to Closing Agent, Dealer and/or Lender. Reviews and approves settlement statements prepared by Settlement Agents. Ensures department Service Level Agreements for loan closing requests are met in order to provide an exceptional level of service to customers. Modifications Manages workload by monitoring newly received loan requests in the Loan Closing workflow as well as tracking work in process. OTHER DUTIES Accepts other duties as assigned COMPETENCIES Exceptional time management and organizational skills Excellent communication skills Ability to work independently and in a team environment Ability to problem solve and appropriately escalate issues when necessary Qualifications and Education Requirements Education: High School Diploma Experience: One to three years of experience in consumer loan documentation experience is required; experience with real estate closing transactions is preferred. Knowledge: Microsoft Word, Excel, and Outlook. Knowledge of LaserPro and DecisionPro is preferred. TRAINING REQUIREMENTS/CLASSES Required annual compliance training and additional relevant training identified by Management. RECOMMENDED ADDITIONAL TRAINING New Employee Orientation Supervisory Responsibility This position does not have supervisory responsibilities. PHYSICAL DEMANDS/WORK ENVIRONMENT This position is remote in FL, GA, AL, VA, NC, SC, TX, CO. Must be able to stand and/or sit for long periods of time. Must be able to effectively access and interpret information on computer screens, documents, reports, and be able to thrive in the fast paced environment of the Loan Closing Department. TRAVEL This position does not require travel. In accordance with Colorado law: Colorado pay for this position is anticipated to be between $42,408.00 - $67,743.00 , actual offers to be determined based on applicant’s skills, experience and education. While the anticipated deadline for the job posting is 04-30-2026, we encourage you to submit your application as we may still consider qualified candidates beyond this date. Benefits | SouthState Careers Equal Opportunity Employer, including disabled/veterans.